The OCBC 365 Mastercard gives you 1% cashback up to RM1000 on all retail transactions across groceries, travel, dining, shopping and dining. Cardholders are also entitled to a 0.5% cashback on subsequent spending above RM1000 across the fields as the above.
This card has a 0% interest Installment Payment Plan at all participating merchants. The Balance Transfers are at 0% per annum but a 2% or 4% one-time upfront fee is imposed based on a tenure of 6 months or 12 months respectively.
Fees and Charges
The annual fee for this card is free for the first year, then RM100 annually for the principal holder and RM50 for the supplementary holder. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criterias above are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.
Are You Eligible For The OCBC 365 MasterCard?
To apply for OCBC 365 MasterCard, the minimum monthly income required is RM2000 and to be at least 21 years or older as the principal holder and 18 years or older as the supplementary holder.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC Great Eastern MasterCard and OCBC MasterCard Silver, which may match your requirements.
If you prefer to broaden your credit card search, review more OCBC credit cards and start comparing today!