Standard Chartered Pinjaman CashOne

Borrowable amount of up to five times your fixed monthly gross salary or RM150,000.

Applicant must be between the age of 21 to 65 to qualify. Opening of a linked bank account is compulsory.

One time set-up fee: Stamp duty of 0.5% on loan amount to be deducted upfront before loan disbursement. No other set-up fees need to be paid. Recurring payments: Monthly repayment comprising principal amount and interest charge via monthly Savings Account deduction. The principal portion of each monthly repayment will increase the credit limit of your Standard Chartered Platinum Credit Card by the same amount. Penalties: Late payment charges of 1% of outstanding loan amount. Late payment charges will increase your total outstanding loan amount. No early settlement penalty imposed.

Upon completing an application with iMoney, our representative will contact you within the same business day to confirm your application. Thereafter, Standard Chartered will require an average of seven business days (not including Saturday, Sunday, and public holidays) before approval or disbursement. You are required to furnish the following documents for your loan application: Salaried applicant: Copy of NRIC (front and back) Any of the documents below (choose one): 1 month (most current) salary slip AND 1 month (most current) bank statement EPF statement (most current) BE form with tax payment receipt attached (most current) Self-employed applicant: Copy of NRIC (front and back) Any of the documents below (choose one): 6 months (most current) bank statements AND form 9, 24, 49 or Business Registration Certificate EPF statement (most current) B form with tax payment receipt attached (most current) Applicant earning commission: Copy of NRIC (front and back) Any of the documents below (choose one): 1 month (most current) salary slip AND 1 month (most current) bank statement EPF statement (most current) BE form with tax payment receipt attached (most current)

No, you are required to settle all overdue payments before applying. It is advised that you continue repaying your loans on time for another three months before reapplying.

The approval duration for this loan is up to seven (7) working days.

You can pay the Standard Chartered CashOne loan via Online Banking or Standard Chartered Mobile App.

Visit here for the full list of available Digital Services.

If your Standard Chartered CashOne loan application is approved, the bank will disburse the money into your current Standard Chartered account/savings within seven (7) working days.