Standard Chartered Pinjaman CashOne

  • Kadar Faedah
    6.99% p.a. ~ 6.99% p.a.
  • Pinjaman Maksimum
    RM 150,000
  • Tempoh Kelulusan
    Sehingga 7 hari bekerja

Kira pembayaran pinjaman anda dengan serta-merta

RM
tahun
RM
Anda Bayar
RM 89 /mth
Kadar Faedah
Jumlah Faedah Perlu Dibayar
RM 70
Jumlah Keseluruhan
RM 1,070

Ciri Utama

Nilai pinjaman boleh mencecah sehingga RM150,000

Nilai pinjaman boleh mencecah sehingga RM150,000

Kadar faedah tetap dari 0.58% sebulan

Kadar faedah tetap dari 0.58% sebulan

Kadar faedah tetap dari 0.58% sebulan

Had kad kredit akan meningkat seiring dengan jumlah pokok pembayaran semula pinjaman anda

Maklumat lanjut

  • icon Ciri-ciri Produk Ciri-ciri Produk

    Tempoh Kelulusan
    Sehingga 7 hari bekerja
    Pinjaman Minimum
    RM 1,000
    Pinjaman Maksimum
    RM 150,000

    Ciri-ciri lain produk

    Tempoh Maksimum Pembiayaan
    5 tahun
    Penyatuan Hutang
    Tiada

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Syarat Umur
    21-65 tahun
    Gaji Minimum Bulanan
    RM 3,000

    Syarat kelayakan lain

    Akaun Berhubung
    Ya

  • icon Yuran dan caj Yuran dan caj

    Yuran Pemprosesan
    N/A
    Duti Setem
    0.5% dari jumlah pinjaman

    Lain-lain yuran dan caj

    Caj Bayaran Lewat
    1% dari jumlah pinjaman tertunggak

Anda ingin maklumat lebih lanjut? Ejen khidmat pelanggan kami sedia membantu!

Cara membuat permohonan dalam talian untuk pinjaman peribadi

Step 1 Image

Langkah 1

Gunakan kalkulator kami untuk mencari pinjaman peribadi paling sesuai untuk anda.

Step 2 Image

Langkah 2

Pilih produk yang memenuhi keperluan anda dan klik butang Mohon.

Step 3 Image

Langkah 3

Sila isi borang pemohonan dengan butiran anda. Wakil dari iMoney ataupun dari bank akan menghubungi anda untuk memproses permohonan anda.

Ulasan oleh iMoney

  • Borrowable amount of up to five times your fixed monthly gross salary or RM150,000.
  • Applicant must be between the age of 21 to 65 to qualify. Opening of a linked bank account is compulsory.
  • One time set-up fee: Stamp duty of 0.5% on loan amount to be deducted upfront before loan disbursement. No other set-up fees need to be paid. Recurring payments: Monthly repayment comprising principal amount and interest charge via monthly Savings Account deduction. The principal portion of each monthly repayment will increase the credit limit of your Standard Chartered Platinum Credit Card by the same amount. Penalties: Late payment charges of 1% of outstanding loan amount. Late payment charges will increase your total outstanding loan amount. No early settlement penalty imposed.
  • Upon completing an application with iMoney, our representative will contact you within the same business day to confirm your application. Thereafter, Standard Chartered will require an average of seven business days (not including Saturday, Sunday, and public holidays) before approval or disbursement. You are required to furnish the following documents for your loan application: Salaried applicant: Copy of NRIC (front and back) Any of the documents below (choose one): 1 month (most current) salary slip AND 1 month (most current) bank statement EPF statement (most current) BE form with tax payment receipt attached (most current) Self-employed applicant: Copy of NRIC (front and back) Any of the documents below (choose one): 6 months (most current) bank statements AND form 9, 24, 49 or Business Registration Certificate EPF statement (most current) B form with tax payment receipt attached (most current) Applicant earning commission: Copy of NRIC (front and back) Any of the documents below (choose one): 1 month (most current) salary slip AND 1 month (most current) bank statement EPF statement (most current) BE form with tax payment receipt attached (most current)
  • No, you are required to settle all overdue payments before applying. It is advised that you continue repaying your loans on time for another three months before reapplying.