instaDuit Pinjaman Peribadi

  • Kadar Faedah
    12% p.a.
  • Pinjaman Maksimum
    RM 10,000
  • Tempoh Kelulusan
    3 days

Kira pembayaran pinjaman anda dengan serta-merta

RM
tahun
RM
Anda Bayar
RM 89 /mth
Kadar Faedah
Jumlah Faedah Perlu Dibayar
RM 70
Jumlah Keseluruhan
RM 1,070

Ciri-ciri utama

Approved loan amount of up to RM10,000

Approved loan amount of up to RM10,000

Flat interest rate starting at 12% per annum

Flat interest rate starting at 12% per annum

Flat interest rate starting at 12% per annum

No guarantor, no collateral

Maklumat lanjut

  • icon Ciri-ciri Produk Ciri-ciri Produk

    Tempoh Kelulusan
    3 days
    Pinjaman Minimum
    RM 1,000
    Pinjaman Maksimum
    RM 10,000

    Ciri-ciri lain produk

    Interest Rate
    12% per annum (with collateral) or 18% per annum (without collateral)
    Max. Loan Tenure
    2 years
    Max. Loan Tenure
    2 years
    Debt Consolidation
    No

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Kelayakan Pekerjaan
    Salaried employee working in KL, Selangor & Putrajaya
    Syarat Umur
    21-55 years old
    Gaji Minimum Bulanan
    RM 1,500

    Syarat kelayakan lain

    Employment Eligibility
    Salaried employee working in KL, Selangor & Putrajaya
    NRIC
    Front & back
    Salary Slip
    3 months
    Bank Statement
    3 months
    Utility Bill
    Latest with current address

  • icon Yuran dan Caj Yuran dan Caj

    Yuran Pemprosesan
    Free
    Duti Setem
    0.5% of approved loan amount

    Lain-lain yuran & caj

    Disbursement & misc. fee
    N/A
    Late Payment Charges
    As per Loan agreement

Sekiranya anda tidak pasti pinjaman mana yang sesuai untuk anda, kami boleh membantu!

Cara membuat permohonan dalam talian untuk pinjaman peribadi

Step 1 Image

Step 1

Gunakan kalkulator kami untuk mencari pinjaman peribadi paling sesuai untuk anda.

Step 2 Image

Step 2

Pilih produk yang memenuhi keperluan anda dan klik butang Mohon.

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Step 3

Sila isi borang pemohonan dengan butiran anda. Wakil dari iMoney ataupun dari bank akan menghubungi anda untuk memproses permohonan anda.

Ulasan oleh iMoney

  • BM-Applicant must be between the age 21 to 55 above to qualify. Applicant must be a Malaysian citizen, Salaried employee with a minimum gross salary of RM1,500 per month or annual income of RM18,000. This loan covers applicant who working in Klang Valley, Selangor & Purtrajaya area.
  • BM-One time set-up fee: 0.5% of approved loan amount. Recurring payments: Monthly repayment comprising principal amount and interest charge via cash deposit, cheque deposit, Interbank GIRO (IBG), or MEPS Shared ATM fund transfer. Interest charge will be at 12% flat interest rate per annum (with collateral) or 18% flat interest rate per annum (without collateral). Penalties: Late payment charges as per the loan agreement depending on the outstanding loan amount. Late payment charges will increase your total outstanding loan amount. Penalty for early settlement depending on loan agreement. Calculate the cost of taking up this loan using our calculator.
  • BM-Upon completing an application with iMoney, our representative will contact you within the same business day to confirm your application. Thereafter, instaDuit will require 2 days to asses you documentation before deciding on approval Copy of NRIC (front and back) 3 months (most current) salary slips 3 months (most current) bank statements EPF or bank statement (most current) Current utility bill with current address
  • BM-Yes, if you are having adverse record on CCRIS/CTOS/Credit Record. Blacklisted record applicant is not allowed to apply for this financing.
  • BM-Borrowable amount of up to RM10,000 for a maximum loan tenure of two years.