MCCM Resources Public Islamic Bank Pembiayaan Peribadi

  • Kadar Keuntungan
    4.45% p.a. ~ 3.99% p.a.
  • Pembiayaan Maksimum
    RM 150,000
  • Tempoh Kelulusan
    1-2 Weeks

Kira pembayaran pembiayaan anda dengan serta-merta

RM
tahun
RM
Anda Bayar
RM 89 /mth
Kadar Keuntungan
Total Financing Payable
RM 70
Jumlah Keseluruhan
RM 1,070

Ciri-ciri utama

Low interest rates

Low interest rates

Fast turnaround time

Fast turnaround time

Fast turnaround time

Even semi-government employees from TNB and POS Malaysia can apply

Maklumat lanjut

  • icon Ciri-ciri Produk Ciri-ciri Produk

    Tempoh Kelulusan
    1-2 Weeks
    Pembiayaan Minimum
    RM 5,000
    Pembiayaan Maksimum
    RM 150,000

    Ciri-ciri lain produk

    Profit Rate
    Up to 4.95%
    Min. Financing Tenure
    1 year
    Max. Financing Tenure
    10 years
    Debt Consolidation
    No

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Kelayakan Pekerjaan
    Permanent government servant
    Syarat Umur
    21-58 years old or 1 year before retirement
    Gaji Minimum Bulanan
    RM 1,500

    Syarat kelayakan lain

    NRIC
    Copy of IC (front and back) [verified by employer]
    Salary Slip
    Copy of latest 3 months payslips [verified by employer]
    Bank Statement
    Copy of latest 3 months bank statement [if not AG customers]
    Confirmation Letter
    Confirmation letter by employer
    Application Form
    A full set of application forms & agreements
    Angkasa Form (Blue Form) or Letter of authorization
    Angkasa Form (Blue Form) or Letter of authorisation to deduct salary

  • icon Yuran dan Caj Yuran dan Caj

    Yuran Pemprosesan
    Free

Sekiranya anda tidak pasti pinjaman mana yang sesuai untuk anda, kami boleh membantu!

Cara membuat permohonan dalam talian untuk pembiayaan peribadi

Step 1 Image

Step 1

Gunakan kalkulator kami untuk mencari pembiayaan peribadi paling sesuai untuk anda.

Step 2 Image

Step 2

Pilih produk yang memenuhi keperluan anda dan klik butang Mohon.

Step 3 Image

Step 3

Sila isi borang pemohonan dengan butiran anda. Wakil dari iMoney ataupun dari bank akan menghubungi anda untuk memproses permohonan anda.

Ulasan oleh iMoney

  • BM-The maximum amount that can be borrowed is RM150,000. However, you may only borrow up to RM100,000 if your income is less than RM3,000 per month. Additionally, the minimum amount that can be borrowed is RM5,000.
  • BM-The interest rate depends on the tenure of your loan. 4.90% (for 2- 3yrs tenure) 4.95% (for 4-10yrs tenure) The payout for the loan is between 97% and 98% of the loan amount.
  • BM-Copy of IC (front and back) [verified by employer] Copy of latest 3 months payslips [verified by employer] Copy of latest 3 months bank statement [if not AG customers] Confirmation letter by employer A full set of application forms & agreements Angkasa Form (Blue Form) or Letter of authorisation to deduct salary
  • BM-You can apply if your have hits against your CCRIS score for non-financial matters; as long as the value is below RM1,000. You may also apply if the financial related strikes against your CCRIS score are less than 2 months overdue.
  • BM-The entire process takes between 1-2 weeks.(4-5 days for approval at HQ, then the case will be sent to customers branch to sign the offer letter and the money disbursed into your bank account). Your application will be forwarded to Direct Lending Sdn Bhd for processing.