RM
tahun
RM
- Anda Bayar
- RM 89 /mth
- Kadar Keuntungan
- Total financing payable
- RM 70
- Jumlah Keseluruhan
- RM 1,070
MCCM Resources Public Islamic Bank Pembiayaan Peribadi
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- Kadar Keuntungan
- 3.99% p.a. ~ 4.45% p.a.
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- Pembiayaan Maksimum
- RM 150,000
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- Tempoh Kelulusan
- 1-2 Minggu
Kira pembayaran pembiayaan anda dengan serta-merta
Ciri Utama
Low interest rates
Fast turnaround time
Even semi-government employees from TNB and POS Malaysia can apply
Maklumat lanjut
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Ciri-ciri Produk- Tempoh Kelulusan
- 1-2 Minggu
- Pembiayaan Minimum
- RM 5,000
- Pembiayaan Maksimum
- RM 150,000
Ciri-ciri lain produk
- Kadar Faedah
- Sehingga 3.99%
- Tempoh Minimum Pembiayaan
- 2 tahun
- Tempoh Maksimum Pembiayaan
- 10 tahun
- Penyatuan Hutang
- Tidak
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Kelayakan/Dokumen- Kelayakan Pekerjaan
- Penjawat Awam Tetap
- Syarat Umur
- 20-58 Tahun atau 1 Tahun sebelum Persaraan
- Gaji Minimum Bulanan
- RM 1,500
Syarat kelayakan lain
- NRIC
- Salinan IC (depan dan belakang) [disahkan oleh majikan]
- Penyata Gaji
- Salinan penyata gaji 3 bulan terkini [disahkan oleh majikan]
- Penyata Bank
- Salinan penyata bank 3 bulan terkini [jika bukan pelanggan AG]
- Surat Pengesahan
- Surat pengesahan daripada majikan
- Borang Aplikasi
- Set lengkap borang aplikasi & perjanjian permohonan
- Borang Angkasa (Borang Biru) atau Surat Kebenaran
- Borang Angkasa (Borang Biru) atau Surat kebenaran memotong gaji
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Yuran dan caj- Yuran Pemprosesan
- Tiada
Lain-lain yuran dan caj
- Caj Lewat Bayar
- Tiada
- Yuran Tahunan
- Tiada
Anda ingin maklumat lebih lanjut? Ejen khidmat pelanggan kami sedia membantu!
Cara membuat permohonan dalam talian untuk pembiayaan peribadi
Langkah 1
Gunakan kalkulator kami untuk mencari pembiayaan peribadi paling sesuai untuk anda.
Langkah 2
Pilih produk yang memenuhi keperluan anda dan klik butang Mohon.
Langkah 3
Sila isi borang pemohonan dengan butiran anda. Wakil dari iMoney ataupun dari bank akan menghubungi anda untuk memproses permohonan anda.
Baca lebih lanjut mengenai Pinjaman Peribadi Islamik
Ulasan oleh iMoney
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BM-The maximum amount that can be borrowed is RM150,000. However, you may only borrow up to RM100,000 if your income is less than RM3,000 per month. Additionally, the minimum amount that can be borrowed is RM5,000.
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BM-The interest rate depends on the tenure of your loan. 4.90% (for 2- 3yrs tenure) 4.95% (for 4-10yrs tenure) The payout for the loan is between 97% and 98% of the loan amount.
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BM-Copy of IC (front and back) [verified by employer] Copy of latest 3 months payslips [verified by employer] Copy of latest 3 months bank statement [if not AG customers] Confirmation letter by employer A full set of application forms & agreements Angkasa Form (Blue Form) or Letter of authorisation to deduct salary
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BM-You can apply if your have hits against your CCRIS score for non-financial matters; as long as the value is below RM1,000. You may also apply if the financial related strikes against your CCRIS score are less than 2 months overdue.
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BM-The entire process takes between 1-2 weeks.(4-5 days for approval at HQ, then the case will be sent to customers branch to sign the offer letter and the money disbursed into your bank account). Your application will be forwarded to Direct Lending Sdn Bhd for processing.
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MCCM Resources Public Islamic Bank Personal Financing is only open for permanent government/semi-government employees from 21-58 years old or one year before retirement, and with at least RM1500 monthly salary.
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The maximum amount you can apply for with MCCM Resources Public Islamic Bank Personal Financing is RM150,000 and the maximum years of tenure you can apply for is 10 years.
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MCCM Resources Public Islamic Bank Personal Financing offers only one repayment method, which is automatic salary deduction.
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If your CCRIS/CTOS/Credit score has taken a hit over the years due to missed PTPTN payments or other loan payments, you can still apply for this loan. As long as you are a government/semi government employee.