UKHWAH Cooperative Pembiayaan Peribadi

  • Kadar Keuntungan
    4.35% p.a.
  • Pembiayaan Maksimum
    RM 200,000
  • Tempoh Kelulusan
    Sehingga 2 minggu

Kira pembayaran pembiayaan anda dengan serta-merta

RM
tahun
RM
Anda Bayar
RM 89 /mth
Kadar Keuntungan
Jumlah Keuntungan Perlu Dibayar
RM 70
Jumlah Keseluruhan
RM 1,070

Ciri Utama

Low interest rate for Muslim customers

Low interest rate for Muslim customers

Ideal for borrowers looking for low interest loan (but have high outside commitment or wish to settle SAA/CTOS)

Ideal for borrowers looking for low interest loan (but have high outside commitment or wish to settle SAA/CTOS)

Ideal for borrowers looking for low interest loan (but have high outside commitment or wish to settle SAA/CTOS)

For government servants

Maklumat lanjut

  • icon Ciri-ciri Produk Ciri-ciri Produk

    Tempoh Kelulusan
    Sehingga 2 minggu
    Pembiayaan Minimum
    RM 1,000
    Pembiayaan Maksimum
    RM 200,000

    Ciri-ciri lain produk

    Tempoh Minimum Pembiayaan
    1 tahun
    Tempoh Maksimum Pembiayaan
    10 tahun
    Penyatuan Hutang
    Tidak

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Kelayakan Pekerjaan
    Government Status (Permanent status) and Length of Current Employment 6 months
    Syarat Umur
    21-58 years old or 1 year before retirement (whichever is earlier)
    Gaji Minimum Bulanan
    RM 1,800

    Syarat kelayakan lain

    NRIC
    Salinan IC (depan dan belakang) [disahkan oleh majikan]
    Penyata Gaji
    Salinan penyata gaji 3 bulan terkini [disahkan oleh majikan]
    Penyata Bank
    Salinan penyata bank 3 bulan terkini [jika bukan pelanggan AG]
    Surat Pengesahan
    Surat pengesahan daripada majikan
    Borang Aplikasi
    Set lengkap borang aplikasi & perjanjian permohonan
    Borang Angkasa (Borang Biru) atau Surat Kebenaran
    Borang Angkasa (Borang Biru) atau Surat kebenaran memotong gaji

  • icon Yuran dan caj Yuran dan caj

    Yuran Pemprosesan
    Tiada

    Lain-lain yuran dan caj

    Caj Lewat Bayar
    Tiada

Anda ingin maklumat lebih lanjut? Ejen khidmat pelanggan kami sedia membantu!

Cara membuat permohonan dalam talian untuk pembiayaan peribadi

Step 1 Image

Langkah 1

Gunakan kalkulator kami untuk mencari pembiayaan peribadi paling sesuai untuk anda.

Step 2 Image

Langkah 2

Pilih produk yang memenuhi keperluan anda dan klik butang Mohon.

Step 3 Image

Langkah 3

Sila isi borang pemohonan dengan butiran anda. Wakil dari iMoney ataupun dari bank akan menghubungi anda untuk memproses permohonan anda.

Ulasan oleh iMoney

  • BM-Financing amounts from RM1,000 - RM250,000 are available. Remember that the qualifying age is from 21 to 60, or the year before retirement.
  • BM-A flat profit rate of 5.90% is fixed for the entire financing period.
  • BM-Copy of IC (front and back) [verified by employer] Copy of latest 3 months payslips [verified by employer] Copy of latest 3 months bank statement [if not AG customers] Confirmation letter by employer A full set of application forms & agreements Angkasa Form (Blue Form) or Letter of authorization to deduct salary
  • BM-Credit records like non-bank CTOS under RM20k is allowed but subject to terms and conditions while credit records on CTOS from financial institutions need to be settled with the new financing application to qualify.
  • BM-The entire process takes about 2 weeks (3-5 days for approval and 7-10 days for the money to be deposited into customers bank account). Your application will be forwarded to Direct Lending Sdn Bhd for processing.