Sample Eligibility Calculator

Live-recalculates as you adjust. Defaults: salaried · RM 10,000 · age 40 · commitment RM 2,000. You can apply based on the loan amount and tenure you wish to apply for

RM 1K RM 30K
21 70
RM 0 RM 15K
Estimated Eligibility ✓

High Chance ✓

Eligible
Max Loan
RM 300,000
Tenure
10 yrs
Est. Monthly
RM 4,300/mo

Salaried · 8 of 13 lenders match · DSR 80% → RM 6,000/mo

Lender Rate Loan Eligible Tenure Installment
RHB
Personal Financing
 5.07% flat RM 150,000 7 yrs RM 2,419/mo
Alliance Bank
Personal Financing
 6.99% flat RM 200,000 7 yrs RM 3,546/mo
Al Rajhi
Personal Financing
 5.27% flat RM 250,000 8 yrs RM 3,702/mo
MBSB Private (Sector)
Personal Financing
 7.20% flat RM 300,000 10 yrs RM 4,300/mo
2 Bank(s) unavailable — tap to see why
Income bracket MBSB Private (Premium) ×1
Employment MBSB Government ×1

Sample only — not an accurate assessment. Real screening uses CCRIS / CTOS, OCR'd documents, and per-lender criteria.

How the journey works

From sample check to lender-received application — every step transparent.

  1. 1

    Sample Check

    Calculator gives instant eligibility & matched lenders.

  2. 2

    View & Apply Now

    Click any lender → see product detail → tap Apply Now.Fill applicant detail. Submit opens WhatsApp pre-filled.

  3. 3

    Web Form

    Fill applicant detail. Submit opens WhatsApp pre-filled.

  4. 4

    Chatbot Reply

    If lender rejects, bot replies with alternative panel lenders.

  5. 5

    Lender Receives

    Pick a lender → application sent. iMoney portal end.

Built on trust

PDPA-compliant · transparent matching · no fees, no resold leads.

  • PDPA 2010

    Your data is used only for loan-screening & lender-criteria matching.

  • AI + Human Verified

    Every match is AI-screened and double-verified for accuracy before reaching you.

  • No Approval Guarantee

    iMoney is a comparison tool — final approval is at lender’s discretion.

  • Mega Anniversary 2026

    Eligible users get Instant Spin + Grand Prize Draw entry.