Sekiranya anda tidak dapat menjelaskan hutang anda, kadar faedah yang dikenakan boleh mencecah puluhan ribu ringgit. Di sini ada beberapa langkah yang anda boleh ambil untuk langsaikan hutang dengan berkesan dan cepat.
Currently, Malaysia’s household debt stands at RM1.03 trillion, which is 89.1% of Malaysia’s gross domestic product (GDP).
If you are one of the 1.25 million errant PTPTN borrowers listed in the CCRIS, it’s time to understand what the repercussions are, and how you can turn things around.
Findings from a survey by iMoney and CTOS on how well Malaysians know about credit report and how it affects their financial health.
According to Bank Negara Malaysia’s report, Malaysia’s household debt increased to 89.1% in 2015.
Malaysian investors rank the highest in Asia in terms of indebtedness, with 68% of investors burdened down with debt.
Malaysia’s household debt to income levels have now hit over 145%.
If you are carrying a balance on one or more high-interest credit cards, a good balance transfer card can help you pay down your debt and save you money!
Having a good credit score is vital for your financial credibility. Find out what is stopping you from acquiring a high score and what you can do to improve that!
We have been constantly reminded about the importance of having a good credit report. But no one’s actually said what exactly is a good report and how do you know when it is good. Here we tell you how the CCRIS report plays an important role in determining your credit worthiness and how to read it.