e ang pow guide

How To Send E-Ang Pow This Chinese New Year

Chinese New Year is around the corner, and pandemic restrictions have all been lifted. The return of big family reunions means we can see family members and celebrate the new year together.

While this means everyone can give and receive actual ang pows, going digital is clearly more convenient. Beats having to prepare various denominations of actual cash and stuffing red envelopes through the night.

Here are your options – ranked most to least convenient – for sending wishes of good fortune and prosperity.

1. DuitNow

Operated by PayNet, DuitNow is likely the easiest and most convenient way to send an e-ang pow. There’s no need to worry about whether they have a particular e-wallet or ask for bank account details. Just tap in the recipient’s phone number and you’re good to go.

All major banks in Malaysia support DuitNow transfers, making this the most widespread and easy to use digital transfer right now. If you’re still struggling with how it works, here’s an easy to use guide.

2. e-Wallet transfer

Almost everyone – including children – has an e-wallet these days thanks to the government’s initiatives early last year. This makes e-wallets a particularly suitable option for sending e-ang pow to friends and family that you cannot visit this year.

It should be noted that you should be sticking to one of the more popular and widely used e-wallets for this solution. Boost, Grab, and Touch ‘n Go eWallet are usually safe bets; seeing as many Malaysians used them to claim free credit under the e-Tunai Rakyat scheme.

The only thing to note here is that sending an e-ang pow using e-wallets is not really cash. The credit can only be used within that particular e-wallet. This may be less ideal for parents of young children that would like to put the money into a savings account.

3. Bank transfer

Doing an old-fashioned bank transfer is exactly like using a DuitNow transfer, only with more steps. Some people still prefer a bank transfer for sending money, and that’s just fine. In fact, this is likely the safer option if you’re an extremely generous kind of person that likes giving out big ang pows each year.

Just don’t be surprised if your bank calls you about the sudden spike in transactions of money being transferred out of your account. In fact, banks generally encourage people to use DuitNow instead of a bank transfer.

4. International transfer

The lack of international travel this year makes it even more difficult to wish all your relatives’ prosperity and good fortune. Since some people may not be able to make it back into the country in time for Chinese New Year, you may want to look into international transfer options as well.

Fortunately, we have a list of useful apps that make the process quick and easy. These options offer a more seamless online method to use rather than the traditional (and complicated) bank international transfer.


In past years, banks and e-wallets would offer extra promotions to promote the use of e-ang pow. However, the practice has reduced dramatically as more Malaysians have adopted the digital solution.

Here are some of the ongoing e-ang pow promotions available:

  • Touch ‘n Go eWallet: send a minimum of RM5 via the ‘transfer’ feature and get random cashback of up to RM888.
  • Maybank: send a minimum of RM5 via the MAE app to stand a chance to win RM888.
  • Hong Leong Bank: send a minimum of RM10 via the HLB Connect app to stand a chance to win up to 1kg in gold bars.

In addition, there is the tangible benefit of using a more environmentally friendly option to the red packet. It takes a lot of paper to make an ang pow, and cashless solutions help you cut down on waste. For some, this is really the real big reason for going digital when you can.

Online safety

You’ll be doing a lot of online transfers with e-ang pow this year, so it is important to remember to stay safe during this time.

First of all, always enable two-factor authentication on all your online accounts. Most banks and e-wallets already require you to register a phone number; which has you covered in this aspect. It’s also important to never share your TAC number with anyone (no matter how much they ask for it).

Secondly, practice good password security. This means coming up with a strong password, and do not share it with anyone. A strong password incorporates letters, numbers, and symbols to make it harder to guess.

Finally, always double check the recipient of your e-ang pow. While bank transfers can be reversed if you sent it to the wrong person, the same cannot be said for e-wallet transfers. Banks will also take time to investigate your mistaken transactions, which could take a while and slow down your e-ang pow distribution.

Keep the tradition alive

Chinese New Year is all about celebrating our heritage, culture, and family ties, so we understand that you might still want to give out actual red packets to close relatives and family friends to keep the tradition alive.

If you prefer to give out traditional ang pow, go ahead but just remember to sanitise first!

This article was first published in February 2021 and has been updated for freshness, accuracy and comprehensiveness.

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