Having good credit health doesn’t just help you obtain an approval for your loan application, it can also help you save money in the long run. Here’s how!
Having access to your CTOS Report allows you to evaluate your credit health before applying for any new credit facility – to avoid being rejected if there is a credit record in CTOS that could lead to that.
If you are one of the 1.25 million errant PTPTN borrowers listed in the CCRIS, it’s time to understand what the repercussions are, and how you can turn things around.
Findings from a survey by iMoney and CTOS on how well Malaysians know about credit report and how it affects their financial health.
We have been constantly reminded about the importance of having a good credit report. But no one’s actually said what exactly is a good report and how do you know when it is good. Here we tell you how the CCRIS report plays an important role in determining your credit worthiness and how to read it.
Found your dream home but unable to get a home loan? Find out why your home loan is rejected.
Missing a credit card payment has an adverse effect on your credit score (rating), and this can have long term repercussions. Build up a solid credit report and you not only save yourself some trouble; you may also get access to lower borrowing rates when taking out a loan. Here’s how you can do that.
Apabila anda pohon pinjaman, maklumat peribadi anda (termasuk gaji, status perkahwinan dan kewangan) diberi kepada bank dan akhirnya diperolehi oleh... View Article
Most people underestimate the importance of keeping a clean credit report until their loans are rejected. Find out why it is important!