How-to: Read Your CCRIS Report

We have been constantly reminded about the importance of having a good credit report. But no one’s actually said what exactly is a good report and how do you know when it is good. Here we tell you how the CCRIS report plays an important role in determining your credit worthiness and how to read it.

Can Your Credit Report Affect Your Loan?

Missing a credit card payment has an adverse effect on your credit score (rating), and this can have long term repercussions. Build up a solid credit report and you not only save yourself some trouble; you may also get access to lower borrowing rates when taking out a loan. Here’s how you can do that.