Be prepared to start over financially as well.
Here's what is going to happen when you enter a debt management programme.
Think of it as your adult report card.
The answer is in your credit score.
Sometimes the solution is to jump right back into things.
Watch out for these hidden financial pitfalls.
We have some tips to help improve your score.
It's all very useful if you know what to do with it.
Avoid these problems!
Confused about credit score? Let us walk you through it.