Having good credit health doesn’t just help you obtain an approval for your loan application, it can also help you save money in the long run. Here’s how!
Having access to your CTOS Report allows you to evaluate your credit health before applying for any new credit facility – to avoid being rejected if there is a credit record in CTOS that could lead to that.
If you are one of the 1.25 million errant PTPTN borrowers listed in the CCRIS, it’s time to understand what the repercussions are, and how you can turn things around.
Findings from a survey by iMoney and CTOS on how well Malaysians know about credit report and how it affects their financial health.
Having a good credit score is vital for your financial credibility. Find out what is stopping you from acquiring a high score and what you can do to improve that!
We have been constantly reminded about the importance of having a good credit report. But no one’s actually said what exactly is a good report and how do you know when it is good. Here we tell you how the CCRIS report plays an important role in determining your credit worthiness and how to read it.
Credit card rejection can be a bitter pill to swallow, but it is not difficult to ensure it doesn’t happen again. Here are three simple steps you can take to get your next application approved!
Found your dream home but unable to get a home loan? Find out why your home loan is rejected.
Only marry someone with a good credit score. This and other common credit score myths you should not fall for.
Missing a credit card payment has an adverse effect on your credit score (rating), and this can have long term repercussions. Build up a solid credit report and you not only save yourself some trouble; you may also get access to lower borrowing rates when taking out a loan. Here’s how you can do that.