CTOS Score: The Most Important Number For Financial Health
Getting a report card for your credit health is a great way to keep track of your journey to financial success. Here’s why your credit score is more important than you think.
4 Times A Bad Credit Report Can Absolutely Destroy You
Here are 4 times a bad credit report can put you in a tight financial spot and even cost you money in the long run!
4 Benefits Of Keeping A Good Credit Health
Having good credit health doesn’t just help you obtain an approval for your loan application, it can also help you save money in the long run. Here’s how!
How-to: Find Out How Your Credit Is Doing
Having access to your CTOS Report allows you to evaluate your credit health before applying for any new credit facility – to avoid being rejected if there is a credit record in CTOS that could lead to that.
Here’s What You Can Do If PTPTN Loan Is On Your Credit Report
If you are one of the 1.25 million errant PTPTN borrowers listed in the CCRIS, it’s time to understand what the repercussions are, and how you can turn things around.
Credit Survey: How Well Do Malaysians Know Their Credit?
Findings from a survey by iMoney and CTOS on how well Malaysians know about credit report and how it affects their financial health.
5 Ways A Bad Credit Report Can Seriously Mess Up Your Life
Having a bad credit report can affect large aspects of your finances and mess up your life in bigger ways than you think.
8 Most Common Reasons Malaysians Get Low Credit Score
Having a good credit score is vital for your financial credibility. Find out what is stopping you from acquiring a high score and what you can do to improve that!
How-to: Read Your CCRIS Report
We have been constantly reminded about the importance of having a good credit report. But no one’s actually said what exactly is a good report and how do you know when it is good. Here we tell you how the CCRIS report plays an important role in determining your credit worthiness and how to read it.
Rejected? Get Your Next Credit Card Application Approved!
Credit card rejection can be a bitter pill to swallow, but it is not difficult to ensure it doesn’t happen again. Here are three simple steps you can take to get your next application approved!