12 Weirdest Things People Insure

multimillion insurance policy

Most of us have some insurance policies, typically to cover unexpected costs or losses with possessions or incomes. However, with some individuals, things work a little differently. Since some people depend on different parts of their bodies for their income, they sometimes take out insurance to protect these assets.

Here are 12 of the weirdest things people insure for:

1. Bruce Springsteen’s vocal chords

The New Jersey singer and songwriter, Bruce Springsteen is best known for hits like “Born in the USA.” and “Born to Run”. Springsteen has sold more than 64 million records in the US, which makes him the 15th highest-selling artist of all time.

Springsteen clearly values his vocal prowess which were reportedly insured for US$6 million.

2. America Ferrera’s smile

America Ferrera is best known for her leading role on the hit television show Ugly Betty, in which she portrays a nerdy but ambitious young woman with braces. However, in reality, Ferrara has a wonderful smile.

Aquafresh, the US teeth whitening product, insured her smile as part of a promotion to raise money for the charity programme for the sum of US$10 million.

3. Keith Richards’s middle finger

The Rolling Stones guitarist has no doubt about which part he needs to protect the most – and that is his middle finger on his left hand.

4. Ilja Gort’s nose

This Dutch winemaker, who owns a famous winery Chateau de la Garde in Bordeaux in France, reportedly insured his nose for US$8 million.

Gort claims his nose can distinguish millions of different scents that aid his wine-making business. As a condition of the policy, Gort isn’t allowed to take part in winter sports, boxing or fire breathing.

5. Gordon Ramsay’s taste buds

Celebrity chef and restaurateur Gordan Ramsey has made a successful career from his refined taste buds. Being able to taste the food prepared by participants on camera and giving his no-holds barred feedback is what millions around the world tune in to watch.

The UK chef reportedly insured his prized taste buds to the tune of US$10 million.

6. Daniel Craig’s entire body

The James Bond actor is known to do his own stunts and there have been media reports about Craig getting injured during filming.

Apparently the danger of portraying the British secret agent led to a US$9.5 million insurance policy. It was reportedly taken to cover for his entire body during the filming of the 2008 Bond movie ‘Quantum of Solace’.

7. David Beckham’s legs

David Beckham is probably one of the most famous football players in the world. To cover himself from any accidents that may seriously injure his legs and prevent him from continuing his stint to ‘bend it like Beckham’, those prized legs have a multi-million dollar coverage.

Beckham reportedly had one of the biggest personal insurance policy in sporting history to the tune of US$195 million arranged through Lloyds of London .

The famous footballer is not the only celebrity who made the news for insuring their legs for small fortunes. Others include:

8. Taylor Swift – US$40 million
9. Rihanna – US$1 million
10. Heidi Klum – US$2.2 million
11. Jamie Lee Curtis – US$1 million (by L’eggs pantyhose brand during the ad campaign)
12. Mariah Carey – US$35 million (plus another US$35 million for her vocal chords!)

And you thought insurance was dull? Think again.

Typically, when the word “insurance” comes to mind, we think of the basics – car, home, medical and so on. Anything else is simply the extra premium we pay monthly and sometimes for things that are completely unnecessary.

However, you can never go wrong with being adequately insured and with these 12 individuals and many more out there, they take adequacy in insurance to the next level. Certain celebrities are known for physical “assets” that if critically damaged or deformed, could stall their ability to continue making the millions they were making.

The best way to make the most of your life and still protect yourself from the uncertainties in the future with the right insurance coverage. Find out what are the best insurance plans for you.

[Sources 1,2]
This article was first published in March 2015 and has been updated for freshness, accuracy and comprehensiveness.

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