Most people are sceptical about credit cards because they are unsure of the privileges they can leverage on. But there really is no need to be when using the right card.
If you are in the market for a new card for yourself and your family member, you should probably look for one with the right rewards already attached!
Apply now and get cash
Instead of getting another suitcase that you really don’t need, how about getting something that will definitely be useful to you — cold hard cash?
The AmBank/AmIslamic Bank credit cards are offering cash back of up to RM650 for the first 9,000 approved cardholders.
Here’s how you can get the cash back:
Here’s how the cash back will come in handy:
More rewards when you spend
To make the deal even sweeter, you can get a little help with an additional 20% hourly cash back when spend on dining, fashion and department store, and groceries from now until April 30, 2015.
Get gadgets while consolidating your outstanding balances
One of the most dangerous risks of having a credit card is having it snowball into an outstanding debt. However, with attractive balance transfer facilities offered, cardholders can now take control of their credit card spending, and outsmart credit card debt.
Gaining control of your credit card balance is a major win — and getting the latest gadgets for that is the cherry on the top.
Some of the latest gadgets available for redemption with AmBank’s Balance Transfer and QuickCash promo are:
Sometimes we may need cash in an emergency for medical treatment, or even to grab a once-in-a-lifetime opportunity, like a good property deal. Most people turn to personal loan which attract higher interest rate.
With QuickCash you now have access to cash with your available credit limit. It’s hassle-free, with no documentation and no cash advance fee.
The QuickCash amount that you applied for will be disbursed to your savings/current account for your immediate use.
How much can you save with 8.99% p.a. over 36 months?
Price of a Samsung Galaxy Note 4? RM2,499! You are ultimately saving 24% with the Balance Transfer QuickCash promotion.
Just like the concept of a soulmate, there is a card out there for everyone. A card that allows you to clear off your outstanding balance at less than one-third of its supposed payment duration, and almost a quarter of the interest amount, is most definitely a card that fits almost everyone with an outstanding balance on their credit card.
Without spreading out your balance, you will have to fork out more to cover the minimum payment every month, and yet, you are paying more in interest.
Make the right move now!
* Applicable to Platinum card and above