Get Paid Up To RM99 For Raya?! This Bank Is Giving Duit Raya to Everyone

After handing out over 500,000 digital angpows during Chinese New Year, Ryt Bank is back, and this time, it’s going bigger for Raya.

The AI-powered digital bank has launched a festive Duit Raya referral campaign where both you and your friends can receive up to RM99 per successful sign-up, an upgrade from the RM88 offered during CNY.

More Sharing, More Rewards

In true Raya spirit, this isn’t your typical one-off bonus.

Ryt Bank is removing limits entirely, meaning users can refer as many people as they want. Just share your referral code, and once your friend activates their account, both of you get rewarded.

Simple, festive, and very on-brand for Raya giving.

Riding a Wave of Momentum

The campaign builds on serious traction. Back in February, the Ryt Bank app even hit #1 on Malaysia’s Top Free Apps charts on both app stores, a sign that Malaysians are increasingly curious about AI-powered banking.

A Raya Music Video with Local Flavour

Keeping things festive, Ryt Bank is also dropping a Hari Raya music video featuring Malaysian artistes Faiq Syazwan Kuhiri and Dennis Koit Jun Leong.

The twist? They’re switching things up from their CNY collab, blending cultures and sounds into a modern Raya track that reflects how Malaysians really celebrate.

Extra Perks for Raya Spending

Beyond Duit Raya, there are a couple more bonuses:

• Up to 4% p.a. savings interest (no lock-in, flexible withdrawals)

• 1.2% cashback on Ryt PayLater QR payments (capped at RM5)

Perfect timing for those Raya shopping runs.

With digital rewards, local collaborations, and flexible perks, Ryt Bank is clearly doubling down on making festive banking feel a little more fun — and a lot more rewarding.

The campaign has been live since 5 March 2026, so if you haven’t jumped in yet… this might be your sign.