AI-Powered · 60-Second Pre-Screen

Find loans you'll actually qualify for.

Compare your eligibility against 13 panel lenders in real time — and unlock instant rewards up to RM 300 when your pre-screening completes.

  • 13 Panel lenders
  • 60s Sample check
  • 24h Match SLA
  • 0 Hidden fees

Sample Eligibility Calculator

Live-recalculates as you adjust. Defaults: salaried · RM 5,000 · age 40 · commitment RM 2,000. You can apply based on the loan amount and tenure you wish to apply for

RM 1K RM 30K
21 70
RM 0 RM 15K
Estimated Eligibility ✓

High Chance ✓

Eligible
Max Loan
RM 61,000
Tenure
7 yrs
Est. Monthly
RM 984/mo

Salaried · 5 of 12 lenders match · DSR 60% → RM 1,000/mo

Lender Rate Loan Eligible Tenure Installment
RHB
Personal Financing
 5.07% flat RM 61,000 7 yrs RM 984/mo
Alliance Bank
Personal Financing
 6.99% flat RM 56,000 7 yrs RM 993/mo
4 Bank(s) unavailable — tap to see why
Income bracket Al Rajhi, MBSB Private (Sector), MBSB Private (Premium) ×3
Employment MBSB Government ×1

Sample only — not an accurate assessment. Real screening uses CCRIS / CTOS, OCR'd documents, and per-lender criteria.

How the journey works

From sample check to lender-received application — every step transparent.

  1. 1

    Sample Check

    Calculator gives instant eligibility & matched lenders.

  2. 2

    View & Apply Now

    Click any lender → see product detail → tap Apply Now.Fill applicant detail. Submit opens WhatsApp pre-filled.

  3. 3

    Web Form

    Fill applicant detail. Submit opens WhatsApp pre-filled.

  4. 4

    Chatbot Reply

    If lender rejects, bot replies with alternative panel lenders.

  5. 5

    Lender Receives

    Pick a lender → application sent. iMoney portal end.

Built on trust

PDPA-compliant · transparent matching · no fees, no resold leads.

  • PDPA 2010

    Your data is used only for loan-screening & lender-criteria matching.

  • AI + Human Verified

    Every match is AI-screened and double-verified for accuracy before reaching you.

  • No Approval Guarantee

    iMoney is a comparison tool — final approval is at lender’s discretion.

  • Mega Anniversary 2026

    Eligible users get Instant Spin + Grand Prize Draw entry.