• Min. Monthly Income

    RM5,000.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    7.77% p.a.

  • Annual Fee

    RM198.00

Feature Highlights
  • Earn up to 4 Airmiles for every RM5 spent at AirAsia BIG Points, Kris Flyer, Enrich Flyer and Asia Miles
  • 1X complimentary access to Plaza Premium Lounge every month
  • 5XUNIRinggit for every RM1 spent on retail household
Travel
7/10
Shopping
6/10
Dining
5/10
Groceries
5/10
Petrol
3/10

Travel

  • Earn up to 4 Airmiles for every RM5 spent at AirAsia BIG Points, Kris Flyer, Enrich Flyer and Asia Miles
  • 1X complimentary access to Plaza Premium Lounge every month

Shopping

  • 5XUNIRinggit for every RM1 spent on retail household (Courts, Harvey Norman, IKEA, Machines and more)

Dining

  • 5% cashback every weekend on dining
  • Up to 10% SMART$ Rebate for dining at participating restaurants

Groceries

  • 5% cashback every weekend on groceries

Petrol

  • 1% cashback at all BHPETROL station

Other Features

  • Balance Transfer

    • 7.77% per annum for a tenure of 6 months; 0% one-time upfront fee

  • Instalment Plan

    • 0% interest Installment Payment Plan at all participating merchants

Card Information

Annual Fee RM198.00
Min. Monthly Income RM5,000.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder RM30
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fees and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

N/A

Cash advance charge

Higher of RM20 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

RM40

Rewards points expiry

3 years

Product Review by iMoney Malaysia

Enhance Your Travel Experience

With UOB PRVI Miles, you can now travel with earning up to 4 Airmiles with AirAsia BIG Points, Enrich Flyer, Asia Miles and Kris Flyer for every RM5 spent. Besides, you are also entitled for the complimentary access to Plaza Premium Lounge for once in every month. On the other hand, for every RM1 of retail household transaction charge to your card, you will get 5XUNIRINGGIT. Participating merchants include Samsung, Harvey Norman, Courts, IKEA and more! This card also gives you 5% cashback if you dine in participating restaurants on weekend. Other than that, you will also get to enjoy 5% cashback if you do your groceries on weekend. Enjoy paying your debts at lower interest by taking up the balance transfer programme, where you can now pay your outstanding balance at 7.77% per annum within the first 6 months upon card approval, with no upfront fee.

Fees and Charges

Annual fee for the principal card and supplementary card is RM198 and RM30, respectively. Interest charge will be 15% per annum, if prompt payment is made for 12 consecutive months. Interest charge will be increased to 17% per annum, for making prompt payment 10 out of 12 months. Or else, you will be charged on the highest tier of interest rate, 18% per annum. Minimum monthly payment will be higher of RM50 or 5% of outstanding balance. Besides, you will be charged on late payment too, which is higher of 1% of outstanding balance or RM10, with maximum charge of RM100.

Are You Eligible For The UOB PRVI Miles?

To apply UOB PRVI Miles, you will need at least RM5000 of monthly income, and to be at least 21 years old. Supplementary card applicant must be 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Infinite Card and Maybank KrisFlyer Amex Gold Card, which may match your requirements.

If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!