• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    7.77% p.a.

  • Annual Fee


Feature Highlights
  • Up to 10% cashback on grocery transactions at selected merchants
  • Earn 3x UNIRM reward points with every RM1 spent at selected Department Stores
  • Complimentary access at True Fitness*
Insurance / Health


  • Up to 15% cashback at selected restaurants

Insurance / Health

  • Up to 10% cashback at selected outlets ((Colour Culture, T Galleria, Mayfair Bodyline etc))


  • Up to 5% cashback at selected outlets


  • 3x UNIRinggit Reward Points for every RM1 spent at selected departmental stores ((Aeon Store, Parkson, Isetan, Metrojaya, Sogo, Robinson))


  • Up to 10% cashback on grocery transactions at selected merchants

Other Features

  • Balance Transfer

    • 7.77% per annum for a tenure of 6 months; 0% one-time upfront fee

  • Instalment Plan

    • 0% interest Installment Payment Plan for watches, jewellery, shoes, and/or bag worth RM2,000 and above at all participating merchants

Card Information

Annual Fee RM128
Min. Monthly Income RM5,000
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder RM30
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fees and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM20 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

Cashback awarded for transactions up to RM400 for petrol spending; unlimited for other categories

Rewards points expiry

3 years

Product Review by iMoney Malaysia

The Ladies' Best Friend

Spend like a queen. UOB Lady’s Platinum Card offers up to 10% cashback on dining, fashion and dining at selected merchants. Weekends shopping will get you 3x UNIRinggit Reward Points for every Ringgit spent at selected departmental stores. You are also entitled to complimentary access at True Fitness. On top of that, you can convert transaction above RM2,000 on designer shoes, bags and more into 6-months or 12-months installment plan at 0%.

Fees and Charges

The annual fee for principal card is RM128 and RM30 for supplemantary card. The cashback limit is RM400 for petrol spending and unlimited for other categories. The Reward Points will expire in 3 years' time. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The UOB Lady’s Platinum Card?

To apply for UOB Lady’s Platinum Card, you need a minimum monthly income of RM5,000 and exclusively for ladies of at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Ladys Solitaire Credit Card and OCBC MasterCard Blue / Pink, which may match your requirements.

If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!