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Hong Leong Classic Card

You get to earn Reward Points from all your retail spending, and also enjoy a 0% interest Extended Payment Plan for 6 or 12 months!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    RM 80

Key Features

  • Earn Reward Points from retail spending
  • 6 or 12 months 0% interest instalment plan
Shopping
4.8/10
Petrol
5.33/10
Groceries
4.8/10
Dining
4.8/10
  • icon petrol Petrol

    1 Reward Point for every RM1 spent
  • icon dining Dining

    1 Reward Point for every RM1 spent
  • icon entertainment Entertainment

    1 Reward Point for every RM1 spent
  • icon groceries Groceries

    1 Reward Point for every RM1 spent
  • icon shopping Shopping

    1 Reward Point for every RM1 spent

icon tag Other Features

  • Protection Plan: Travel Protection Plan if full airfare is charged to this credit card
  • Balance Transfer: 6.99% per annum for a tenure of up to 12 months
  • Instalment Plan: 6 or 12 months 0% interest Extended Payment Plan (EPP), 0% interest Instalment Payment Plan at all participating merchants

icon shopping Card Information

Annual Fee Free with condition
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder RM 80
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder RM40
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount RM3,000 per day
Cash advance charge Higher of RM20 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry Dec 31, 2015

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Product Review by

The Gymnast Of Credit Cards, It's Flexible

Besides granting you Reward Points on all retail spending, the Extended Payment Plan (EPP) allows you to purchase your dream items by lengthening your payment tenure with Hong Leong Bank's 0% interest installment plan for 6-month and 12-month. In the meantime, you can choose to either settle your outstanding balance in your account in full or partially (subject to minimum monthly payment of 5% or RM50, whichever is higher by the payment due date).

Fees and Charges

There is no annual fee if you are able to meet the stated conditions, otherwise, it is RM84.80. For supplementary card, a fee of RM42.40 will be incurred. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong Classic Card

To apply for Hong Leong Classic Card, you need a minimum income of RM2,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Accim Credit Card and Maybank Visa Classic, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!