Min. Monthly Income
- Earn Reward Points from retail spending
- 6 or 12 months 0% interest instalment plan
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The Gymnast Of Credit Cards, It's Flexible
Besides granting you Reward Points on all retail spending, the Extended Payment Plan (EPP) allows you to purchase your dream items by lengthening your payment tenure with Hong Leong Bank's 0% interest installment plan for 6-month and 12-month. In the meantime, you can choose to either settle your outstanding balance in your account in full or partially (subject to minimum monthly payment of 5% or RM50, whichever is higher by the payment due date).
Fees and Charges
There is no annual fee if you are able to meet the stated conditions, otherwise, it is RM84.80. For supplementary card, a fee of RM42.40 will be incurred. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
Are You Eligible For The Hong Leong Classic Card
To apply for Hong Leong Classic Card, you need a minimum income of RM2,000 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Accim Credit Card and Maybank Visa Classic, which may match your requirements.
If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!