Broadband Coverage Check
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Min. Monthly Income
RM5,000
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Interest Rate
15% p.a.
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Balance Transfer
6.99% p.a.
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Annual Fee
RM300
Feature Highlights
- Earn 1% cashback from overseas retail spending
- Earn 1 Reward Point from local retail spending
- Travel protection and privileges
Travel
- 357 miles / RM1,000
Dining
- 1% cashback on overseas transactions
- 1 Reward Point for every RM1 spent locally
Entertainment
- 1% cashback on overseas transactions
- 1 Reward Point for every RM1 spent locally
Groceries
- 1% cashback on overseas transactions
- 1 Reward Point for every RM1 spent locally
Shopping
- 1% cashback on overseas transactions
- 1 Reward Point for every RM1 spent locally
Other Features
Travel privileges
- Complimentary refreshments and use of amenities at Plaza Premium Lounge in KLIA
Free entry via VIP express lane for cardholder and 1 guest into MATTA Fair nationwide
Protection Plan
- Travel Accident Insurance with coverage of up to RM1,700,00
Travel Inconvenience Benefits covering flight delays, luggage loss, missed connection, overseas medical expenses (up to RM10,000), and loss of personal money (up to RM1,000) or belongings (up to RM1,000)
Balance Transfer
6.99% per annum for a tenure of up to 12 months
Instalment Plan
- 0% interest Instalment Payment Plan at all participating merchants
Card Information
| Annual Fee | RM300 (Free for the first year with a minimum of 1 card swipe within 45 days from date of card approval; free for subsequent years with a minimum of 12 card swipes per year) |
| Min. Monthly Income | RM5,000 |
| Min. age for principal holder | 21 |
| Min. age for supplementary holder | 18 |
| Fee for supplementary holder | RM150 |
| Finance charges | 15% p.a. – prompt payment for 12 consecutive months |
17% p.a. – prompt payment for at least 10 out of 12 months |
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18% p.a. – if the above are not met |
| Goods & Services Tax (GST) | 6% on annual fee and other charges |
| Late payment charge | Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 |
| Cash advance amount | RM8,000 per day |
| Cash advance charge | Higher of RM20 or 5% of cash advance amount |
| Cash advance interest charge | 18% per annum on cash advance amount |
| Cashback Limit | RM100 per month |
| Rewards points expiry | Dec 31, 2015 |
Product Review by 
Travel Smart With Hong Leong MATTA Card
Hong Leong MATTA Card offers 1% cashback on every overseas retail payment, including online purchases while local transactions will give you 1 Reward Point for every ringgit spent. Everytime you attend a MATTA fair, you are given the priority to enter via the VIP express lane along with a friend. Aside from that, you are given the opportunity to use the amenities and refreshments at the Plaza Premium Lounge in KLIA. Also, you are provided with complimentary Travel Accident Insurance and Inconvenience Benefits.
Fees and Charges
With a minimum of 1 swipe within 45 days from the date of card approval, annual fee is waived. It is also free for subsequent years if you make at least 12 swipes a year, otherwise, it is RM318. For supplementary card, a fee of RM159 will be incurred. The cashback limit per month is RM100 and the Rewards Points will expire on the 31st of December 2015. The annual fee is inclusive of Goods and Services Tax (GST). Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
Are You Eligible For The Hong Leong Matta Card
To apply for Hong Leong Matta Card, you need a minimum income of RM5,000 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Platinum Business Card and RHB Platinum Business Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!