• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    6.99% p.a.

  • Annual Fee


Feature Highlights
  • Earn 1% cashback from overseas retail spending
  • Earn 1 Reward Point from local retail spending
  • Travel protection and privileges


  • 357 miles / RM1,000


  • 1% cashback on overseas transactions
  • 1 Reward Point for every RM1 spent locally


  • 1% cashback on overseas transactions
  • 1 Reward Point for every RM1 spent locally


  • 1% cashback on overseas transactions
  • 1 Reward Point for every RM1 spent locally


  • 1% cashback on overseas transactions
  • 1 Reward Point for every RM1 spent locally

Other Features

  • Travel privileges

    • Complimentary refreshments and use of amenities at Plaza Premium Lounge in KLIA
    • Free entry via VIP express lane for cardholder and 1 guest into MATTA Fair nationwide

  • Protection Plan

    • Travel Accident Insurance with coverage of up to RM1,700,00
    • Travel Inconvenience Benefits covering flight delays, luggage loss, missed connection, overseas medical expenses (up to RM10,000), and loss of personal money (up to RM1,000) or belongings (up to RM1,000)

  • Balance Transfer

    • 6.99% per annum for a tenure of up to 12 months

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee RM300 (Free for the first year with a minimum of 1 card swipe within 45 days from date of card approval; free for subsequent years with a minimum of 12 card swipes per year)
Min. Monthly Income RM5,000
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder RM150
Finance charges 15% p.a. – prompt payment for 12 consecutive months

17% p.a. – prompt payment for at least 10 out of 12 months

18% p.a. – if the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM8,000 per day

Cash advance charge

Higher of RM20 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

RM100 per month

Rewards points expiry

Dec 31, 2015

Product Review by iMoney Malaysia

Travel Smart With Hong Leong MATTA Card

Hong Leong MATTA Card offers 1% cashback on every overseas retail payment, including online purchases while local transactions will give you 1 Reward Point for every ringgit spent. Everytime you attend a MATTA fair, you are given the priority to enter via the VIP express lane along with a friend. Aside from that, you are given the opportunity to use the amenities and refreshments at the Plaza Premium Lounge in KLIA. Also, you are provided with complimentary Travel Accident Insurance and Inconvenience Benefits.

Fees and Charges

With a minimum of 1 swipe within 45 days from the date of card approval, annual fee is waived. It is also free for subsequent years if you make at least 12 swipes a year, otherwise, it is RM318. For supplementary card, a fee of RM159 will be incurred. The cashback limit per month is RM100 and the Rewards Points will expire on the 31st of December 2015. The annual fee is inclusive of Goods and Services Tax (GST). Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong Matta Card

To apply for Hong Leong Matta Card, you need a minimum income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Platinum Business Card and RHB Platinum Business Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!