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UOB Preferred Platinum

You get to earn up to 3x UNIRinggit Reward Points from all retail transactions, and enjoy a 0% interest Installment Payment Plan at all participating merchants!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 3333
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    RM400 /mth
  • icon Annual Fee
    Annual Fee
    RM 198

Key Features

  • Up to 3x UNIRinggit Reward Points from retail transactions
Shopping
5.35/10
Petrol
5.33/10
Groceries
4.8/10
Dining
5.35/10
  • icon dining Dining

    • 2 UNIRinggit Reward Points for every RM1 spent overseas
    • 1 UNIRinggit Reward Point for every RM1 spent locally
  • icon entertainment Entertainment

    • 2 UNIRinggit Reward Points for every RM1 spent overseas
    • 1 UNIRinggit Reward Point for every RM1 spent locally
  • icon shopping Shopping

    • 2 UNIRinggit Reward Points for every RM1 spent overseas
    • 2 UNIRinggit Reward Points for every RM1 spent on duty free products
    • 1 UNIRinggit Reward Point for every RM1 spent locally
  • icon petrol Petrol

    1% cashback at BHPetrol every month
  • icon groceries Groceries

    1 UNIRinggit Reward Point for every RM1 spent

icon tag Other Features

  • Exclusive travel, dining, shopping, and golf privileges:
  • Protection Plan: Personal Insurance with a coverage of up to RM300,000 in the event of death, total and permanent disability, or diagnosis of the 36 Critical Illness; 5% of monthly outstanding balance up to a maximum of RM15,000 per month or RM150,000 per year for temporary total disability
  • Balance Transfer: 7.77% per annum for a tenure of 6 months; 0% one-time upfront fee
  • Instalment Plan: 0% interest Installment Payment Plan at all participating merchants
  • Cashback Limit: Cashback awarded for the first RM70 per transaction, subject to a maximum of RM400 per month

icon groceries Card Information

Min. Monthly Income RM 3333
Min. age for principal holder RM 21
Fee for principal holder RM 198
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder RM30
Late payment charge Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount RM5,000 daily
Cash advance charge Higher of RM20 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry 3 years

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All The Benefits You Can Ever Have!

UOB Preferred Platinum will flood you with deals and discounts. With every RInggit spent on overseas retail bargains, you will be awarded with 2 UNIRinggit Reward Points and 1 UNIRinggit Reward Points for local transactions. As for petrol, 1% cashback will be given on transactions at BHPetrol. On top of that, you are entitled to exclusive access into the Plaza Premium Lounge, discounts at selected restaurants and 0% interest education installment plan. This card comes with Personal Insurance as well.

Fees and Charges

The annual fee for principal card is RM198 and RM30 for supplemantary card. The cashback limit is RM400 and the Reward Points will expire in 3 years' time. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The UOB Preferred Platinum Card?

To apply for UOB Preferred Platinum Card, you need a minimum monthly income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB One Card Platinum and Public Bank Platinum MasterCard Credit Card , which may match your requirements.

If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!