• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    7.77% p.a.

  • Annual Fee


Feature Highlights
  • Up to 2x UNIRinggit Reward Points from retail transactions


  • 2 UNIRinggit Reward Points for every RM1 spent overseas
  • 1 UNIRinggit Reward Point for every RM1 spent locally


  • 2 UNIRinggit Reward Points for every RM1 spent overseas
  • 1 UNIRinggit Reward Points for every RM1 spent locally


  • 2 UNIRinggit Reward Points for every RM1 spent overseas
  • 2 UNIRinggit Reward Points for every RM1 spent on duty free products
  • 1 UNIRinggit Reward Point for every RM1 spent locally


  • 1% cashback at BHPetrol every month


  • 1 UNIRinggit Reward Point for every RM1 spent

Other Features

  • Exclusive travel, dining, shopping, and golf privileges

  • Protection Plan

    • Personal Insurance with a coverage of up to RM300,000 in the event of death, total and permanent disability, or diagnosis of the 36 Critical Illness; 5% of monthly outstanding balance up to a maximum of RM15,000 per month or RM150,000 per year for temporary total disability

  • Balance Transfer

    • 7.77% per annum for a tenure of 6 months; 0% one-time upfront fee

  • Instalment Plan

    • 0% interest Installment Payment Plan at all participating merchants

Card Information

Annual Fee RM198
Min. Monthly Income RM5,000
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder RM30
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fees and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM20 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

Cashback awarded for the first RM70 per transaction, subject to a maximum of RM400 per month

Rewards points expiry

3 years

Product Review by iMoney Malaysia

All The Benefits You Can Ever Have!

UOB Preferred Platinum will flood you with deals and discounts. With every RInggit spent on overseas retail bargains, you will be awarded with 2 UNIRinggit Reward Points and 1 UNIRinggit Reward Points for local transactions. As for petrol, 1% cashback will be given on transactions at BHPetrol. On top of that, you are entitled to exclusive access into the Plaza Premium Lounge, discounts at selected restaurants and 0% interest education installment plan. This card comes with Personal Insurance as well.

Fees and Charges

The annual fee for principal card is RM198 and RM30 for supplemantary card. The cashback limit is RM400 and the Reward Points will expire in 3 years' time. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The UOB Preferred Platinum Card?

To apply for UOB Preferred Platinum Card, you need a minimum monthly income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB One Card Platinum and Public Bank Platinum MasterCard Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!