|Annual fee||RM68. Free with a minimum of 60 swipes per annum|
|Min. monthly income||RM2,000|
|Min. age for principal holder||21 and above|
|Min. age for supplementary holder||18 and above|
|Fee for supplementary holder||RM30|
|Government Service Tax (GST)||RM50 (principal holder); RM25 (supplementary holder)|
|Government Service Tax (GST) waiver conditions||N/A||Late payment charge||Higher of RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash advance amount||RM5,000 daily|
|Cash advance charge||Higher of RM20 or 5% of cash advance amount|
|Cash advance interest charge||18% per annum on cash advance amount|
|Cashback limit||RM500 per month for petrol spending; RM1,500 per month for groceries spending; RM300 per month for mobile bills spending; unlimited for all other categories|
|Rewards points expiry||No expiry|
Spend and earn cashbacks! Each time you spend on petrol and movies (GSC), you are entitled to 5% cashback. Other retail bargains at selected merchants will get you up to 2% cashback. Also, you are given dining privileges at over 1,000 participating merchants.
There is no annual fee with at least 60 swipes per yeaar, otherwise, it is RM68. As for supplemantary card, it is RM30. The monthly cashback limit is RM500 for petrol, RM1,500 for groceries, RM300 for mobile bills and unlimited or all other categories. The Reward Points will expire in 3 years' time. Also, there is Government Service Tax (GST) on all credit cards set by Bank Negara, at RM50 per principal card and RM25 for supplementary card. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
To apply for UOB ONE Card Classic, you need a minimum monthly income of RM2,000 and to be at least 21 years old.
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