|Min. monthly income||RM2,000|
|Min. age for principal holder||21 and above|
|Min. age for supplementary holder||18 and above|
|Fee for supplementary holder||RM30|
||Late payment charge||Higher of RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash advance amount||RM5,000 daily|
|Cash advance charge||Higher of RM20 or 5% of cash advance amount|
|Cash advance interest charge||18% per annum on cash advance amount|
|Cashback limit||RM300 per month for petrol spending; RM1,000 per month for groceries spending; RM200 per month for mobile bills spending; unlimited for all other categories|
|Rewards points expiry||3 years|
|Goods and Service Tax||6% for all applicable charges|
With UOB ONE Card Classic you can now spend more and earn cashbacks! If you spend on petrol (any stations) and entertainment (GSC), you may earn up to 5% cashback every month and for other retail transactions like groceries, insurance/health, utilities then you may earn 2% cashback every month. Moreover, you may also earn Reward Points for your transactions. You are also entitled to enjoy dining privileges at over 1,000 participating merchants.
The annual fee for this card is RM68. For supplementary card, the annual fee is RM30. The monthly cashback limit is RM300 for petrol, RM1,000 for groceries, RM200 for mobile bills and unlimited or all other categories. For the Reward Points that you earn, it will expire 3 years from the month that you are rewarded. On top of that you may also enjoy a low finance charge of 15% per annum if you settle your payments promptly on time which means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher. You may also enjoy a finance charge of 17% per annum by settling your payments promptly for at least 10 out of 12 months but if you do not meet any of the requirements then you will be charged with the finance charge of 18% per annum.
To be eligible to apply for the UOB ONE Card Classic, you will need to be at least 21 years old with a minimum monthly income of RM2,000 and for the supplementary card, you will need to be at least 18 years old.
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