Main Features


  • 2% cashback every month at Tesco, AEON Big, Carrefour, Giant, Cold Storage, and Pasar Raya Jaya Grocer

Insurance / Health

  • 2% cashback every month at Guardian, Watsons, and Caring Pharmacy


  • 2% cashback every month on Maxis, Celcom, and DiGi bills


  • 5% cashback every month at Golden Screen Cinemas

Other Features

  • Balance Transfer

    • 7.77% per annum for a tenure of 6 months; 0% one-time upfront fee
  • Instalment Plan

    • 0% interest Installment Payment Plan at all participating merchants
Annual fee RM68. Free with a minimum of 60 swipes per annum
Min. monthly income RM2,000
Min. age for principal holder 21 and above
Min. age for supplementary holder 18 and above
Fee for supplementary holder RM30
Finance charges
  • 15% p.a. - prompt payment for 12 consecutive months
  • 17% p.a. - prompt payment for at least 10 out of 12 months
  • 18% p.a – if any of the above are not met
Government Service Tax (GST) RM50 (principal holder); RM25 (supplementary holder)
Government Service Tax (GST) waiver conditions N/A
Late payment charge Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount RM5,000 daily
Cash advance charge Higher of RM20 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Cashback limit RM500 per month for petrol spending; RM1,500 per month for groceries spending; RM300 per month for mobile bills spending; unlimited for all other categories
Rewards points expiry No expiry

Cashback everywhere!

Spend and earn cashbacks! Each time you spend on petrol and movies (GSC), you are entitled to 5% cashback. Other retail bargains at selected merchants will get you up to 2% cashback. Also, you are given dining privileges at over 1,000 participating merchants.

Fees and Charges

There is no annual fee with at least 60 swipes per yeaar, otherwise, it is RM68. As for supplemantary card, it is RM30. The monthly cashback limit is RM500 for petrol, RM1,500 for groceries, RM300 for mobile bills and unlimited or all other categories. The Reward Points will expire in 3 years' time. Also, there is Government Service Tax (GST) on all credit cards set by Bank Negara, at RM50 per principal card and RM25 for supplementary card. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The UOB ONE Card Classic?

To apply for UOB ONE Card Classic, you need a minimum monthly income of RM2,000 and to be at least 21 years old.

Apply Now

It's free of charge!

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