• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    7.77% p.a.

  • Annual Fee


Feature Highlights
  • 5% cashback on online shopping transactions
  • 1% cashback on petrol at BHPetrol
  • Up to 0.3% cashback on other retail transactions


  • 5% cashback on online spending of up to RM1,000 per month


  • 1% cashback at BHPetrol every month


  • 0.3% cashback on all retail purchases


  • 0.3% cashback on all retail purchases


  • 0.3% cashback on all retail purchases

Other Features

  • Balance Transfer

    • 7.77% per annum for a tenure of 6 months; 0% one-time upfront fee

  • Instalment Plan

    • 0% interest Installment Payment Plan at all participating merchants

Card Information

Annual Fee RM72.00 (Free with a minimum of 1 card swipe per month)
Min. Monthly Income RM2,000.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder RM30
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Sales and Services Tax (SST)

0% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM20 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

RM1,000 per month for online spending

Rewards points expiry


Product Review by iMoney Malaysia

Let's Go On An Online Shopping Spree!

Great news to online shoppers! UOB VOX Card offers you up to 5% cashback on all online shopping bargains and 0.3% for other physical transactions. Each time you pump your petrol at the BHPetrol station, you will be awarded 1% cashback. You are also entitled to special rebates from exclusive merchants like GSC, Victoria's Secret, Michael Kors, Timberland and more!

Fees and Charges

There is no annual fee with at least 1 swipe per month, otherwise, it is RM72. As for supplementary card, it is RM30. The monthly cashback limit for online shopping is RM1,000. The Reward Points will expire in 3 years' time. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The UOB VOX Card?

To apply for UOB VOX Card, you need a minimum monthly income of RM2,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB One Card Classic and RHB Classic Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!