As Malaysians, we should consider ourselves lucky due to the fact that our government provides us with universal healthcare coverage, which means that we can get access to affordable medical treatment when we need it.
However, medical treatment is only one part of the equation. For example, let’s say someone who is uninsured, contracts a critical illness that robs them of their ability to work or worse, death and disability occurs during the process. If something unfortunate like this happens, how would their loved ones cope with their living expenses?
In 2020, it is reported by LIAM that less than half of Malaysians have life insurance. This is a very worrying picture, as this shows just how unprepared Malaysians are if something unfortunate happens.
But insurance/takaful coverage payments may be the last thing on someone’s mind, especially if they’re struggling to make ends meet.
Which is why the i-Lindung scheme by the Employee’s Provident Fund (EPF), that allows members to withdraw from their EPF Account to sign up for insurance/ takaful protection can help you get the insurance/takaful protection you need.
In the i-Lindung initiative, EPF has partnered with insurance and takaful operators to make insurance/takaful protection more accessible and affordable for Malaysians.
Under this initiative, EPF members will have the opportunity to sign up for insurance/ takaful protection by using their EPF savings. The insurance premium/takaful contribution will be automatically deducted from your EPF Account, so it closes your protection gap, in case something unfortunate happens to you.
Prudential Malaysia is one of the insurance and takaful operators under EPF’s i-Lindung scheme, offering life and critical illness coverage.
Here’s what Prudential’s plans under the i-Lindung initiative offer:
As Prudential customers, you can also download the Pulse by Prudential mobile app to access your insurance/takaful details conveniently online. This health and wellness app offers health management tips and services designed to help you prevent, postpone, and protect against diseases, while also considering your financial resources to help you make better, informed decisions.
Here’s a step-by-step guide to sign up for Prudential Malaysia’s protection plans via EPF’s i-Akaun:
You can choose from four affordable plans from Prudential Malaysia under i-Lindung initiative :
*Subject to terms and conditions
EPF’s i-Lindung initiative ensures that Malaysians have the chance to get affordable protection. For more information, visit here.
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