Get Your Free Credit Score Report This Merdeka Month

Get Your Free Credit Score Report This Merdeka Month

In celebration of Merdeka month, CTOS is offering Malaysians a free MyCTOS Report With CCRIS from now until 31 August 2023.

As part of their goal to empower consumers to take charge of their financial health, anyone who signs up for CTOS self-check service via CTOS’ website can claim the free report that provides insight on your credit health.

You can expect to get information about your payment histories for credit cards and loans, detailed debt information, account balances and credit limits, credit inquiries, legal cases and bankruptcies as well as an individual’s directorship, business interest and non-bank debts (trade references).

In addition to giving yourself a financial health checkup, having a MyCTOS Report with CCRIS can be used for getting a personal loan or buying a house as financial institutions and lenders use this information when evaluating credit applications.

For years CTOS has been helping Malaysians to enhance their financial literacy level and better understand their credit reputation by implementing various financial literacy programs throughout Malaysia.

Through those programmes, the Malaysian population’s average credit score increased by 15 points from 663 in 2020 to 678 in 2022 as they now have a better understanding of the value of doing self-checks to stay on top of their credit health and ensuring sound financial planning.

Claim your free MyCTOS report with CCRIS by 31 August 2023 here.

“CTOS plays an important role in advocating essential credit health practices. Credit health is a vital aspect of financial well-being. It affects the ability to secure loans, get better interest rates, and even impacts various life milestones like buying a car or purchasing a home.

“By regularly monitoring credit reports, addressing inaccuracies, and practising responsible credit habits, consumers can proactively strengthen their financial future” says Erick Hamburger, Group CEO of CTOS Digital Berhad in a press release.

Looking for ways to improve your financial health? Check out these five rules that you can follow to improve financial wellness.

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