Broadband Coverage Check
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Min. Monthly Income
RM2,500.00
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Interest Rate
15% p.a.
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Balance Transfer
0% p.a.
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Annual Fee
RM60.00
Feature Highlights
- 1x TreatsPoint from all retail spending
- Travel insurance with coverage of up to RM300,000
Petrol
- 1 TreatsPoint for every RM1 spent
Groceries
- 1 TreatsPoint for every RM1 spent
Shopping
- 1 TreatsPoint for every RM1 spent
Entertainment
- 1 TreatsPoint for every RM1 spent
Dining
- 1 TreatsPoint for every RM1 spent
Other Features
Protection Plan
Travel Accident Insurance with coverage of up to RM300,000 if full airfare is charged to this credit card
Balance Transfer
0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount
Instalment Plan
- 0% interest Instalment Payment Plan at all participating merchants
Card Information
| Annual Fee | RM60.00 |
| Min. Monthly Income | RM2,500.00 |
| Min. age for principal holder | 21 |
| Min. age for supplementary holder | 18 |
| Fee for supplementary holder | RM30 |
| Finance charges | 15% p.a. - prompt payment for 12 consecutive months |
17% p.a. - prompt payment for at least 10 out of 12 months |
|
18% p.a – if any of the above are not met |
| Sales and Services Tax (SST) | 0% on annual fee and other charges |
| Late payment charge | Higher of RM10 or 1% of outstanding amount, up to maximum of RM100 |
| Cash advance amount | RM5,000 daily |
| Cash advance charge | Higher of RM18 or 5% of cash advance amount |
| Cash advance interest charge | 18% per annum on cash advance amount |
| Cashback Limit | N/A |
| Rewards points expiry | 3 years |
Product Review by 
It's Simple And No Fuss
For every Ringgit spent on all retail transactions, Maybank Visa Classic offers you a TreatPoint. It also comes with Travel Accident Insurance.
Fees and Charges
The annual fee for principal card is RM60 and RM30 for supplementary card. The TreatPoints will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
Are You Eligible For The Maybank Visa Classic?
To apply for Maybank Visa Classic, you need a minimum monthly income of RM2,500 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Visa Gold Card and Mach Visa Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!