-
Min. Monthly Income
RM4,000.00
-
Interest Rate
15% p.a.
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Balance Transfer
0% p.a.
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Annual Fee
RM250.00
Feature Highlights
- Earn up to 2 KrisFlyer miles from retail transactions (Transactions on utilities and government bodies excluded)
- 5x complimentary access to Plaza Premium Lounge
- Travel Accident Insurance with coverage of up to RM750,000
Travel
- 2 Singapore Airlines KrisFlyer miles for every RM2 spent at www.singaporeair.com.my
- 1 Singapore Airlines KrisFlyer mile for every RM2 spent elsewhere
Other Features
Complimentary access to Plaza Premium Lounge
Protection Plan
Travel Accident Insurance with coverage of up to RM750,000 and Travel Inconvenience Coverage covering missed connections, luggage delay, luggage loss, and flight delays if full airfare is charged to this credit card
Balance Transfer
0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount
Instalment Plan
- 0% interest Instalment Payment Plan at all participating merchants
Card Information
Annual Fee | RM250.00 (Free for the first year) |
Min. Monthly Income | RM4,000.00 |
Min. age for principal holder | 21 |
Min. age for supplementary holder | 18 |
Fee for supplementary holder | RM125 |
Finance charges | 15% p.a. - prompt payment for 12 consecutive months |
17% p.a. - prompt payment for at least 10 out of 12 months |
|
18% p.a – if any of the above are not met |
Sales and Services Tax (SST) | 0% on annual fee and other charges |
Late payment charge | Higher of RM10 or 1% of outstanding amount, up to maximum of RM100 |
Cash advance amount | RM5,000 daily |
Cash advance charge | Higher of RM18 or 5% of cash advance amount |
Cash advance interest charge | 18% per annum on cash advance amount |
Cashback Limit | N/A |
Rewards points expiry | 3 years |
Product Review by 
Brought To You By Singapore Airlines
For frequent Singapore Airlines flyers, Maybank KrisFlyer Amex Gold offers you 2 Singapore Airlines KrisFlyer miles for every Two Ringgit spent at www.singaporeair.com.my while 1 Singapore Airlines KrisFlyer mile per Ringgit spent elsewhere. You are also entitled to 5x complimentary access to Plaza Premium Lounge at Malaysian and selected international airports. This card comes with Travel Accident and Inconvenience Insurance coverage.However, need to bear in mind that *Utilities and government bodies spend will not be eligible for miles conversion.
Fees and Charges
There is no annual fee for the first year and for the subsequent years, it is RM250. It is RM125 for supplementary card. The TreatPoints will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
Are You Eligible For The Maybank KrisFlyer Amex Gold?
To apply for Maybank KrisFlyer Amex Gold, you need a minimum monthly income of RM4,000 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Visa Platinum Card and UOB PRVI Miles Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!