• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • Earn up to 2 KrisFlyer miles from retail transactions (Transactions on utilities and government bodies excluded)
  • 5x complimentary access to Plaza Premium Lounge
  • Travel Accident Insurance with coverage of up to RM750,000


  • 2 Singapore Airlines KrisFlyer miles for every RM2 spent at www.singaporeair.com.my
  • 1 Singapore Airlines KrisFlyer mile for every RM2 spent elsewhere

Other Features

  • Complimentary access to Plaza Premium Lounge

  • Protection Plan

    • Travel Accident Insurance with coverage of up to RM750,000 and Travel Inconvenience Coverage covering missed connections, luggage delay, luggage loss, and flight delays if full airfare is charged to this credit card

  • Balance Transfer

    • 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee RM250.00 (Free for the first year)
Min. Monthly Income RM4,000.00
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder RM125
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Sales and Services Tax (SST)

0% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM18 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Malaysia

Brought To You By Singapore Airlines

For frequent Singapore Airlines flyers, Maybank KrisFlyer Amex Gold offers you 2 Singapore Airlines KrisFlyer miles for every Two Ringgit spent at www.singaporeair.com.my while 1 Singapore Airlines KrisFlyer mile per Ringgit spent elsewhere. You are also entitled to 5x complimentary access to Plaza Premium Lounge at Malaysian and selected international airports. This card comes with Travel Accident and Inconvenience Insurance coverage.However, need to bear in mind that *Utilities and government bodies spend will not be eligible for miles conversion.

Fees and Charges

There is no annual fee for the first year and for the subsequent years, it is RM250. It is RM125 for supplementary card. The TreatPoints will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Maybank KrisFlyer Amex Gold?

To apply for Maybank KrisFlyer Amex Gold, you need a minimum monthly income of RM4,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Visa Platinum Card and UOB PRVI Miles Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!