Checklist: 10 Questions You NEED To Ask Your Partner Before Having A Baby  

Checklist: 10 Questions You NEED To Ask Your Partner Before Having A Baby  

Having a baby is a major life decision that requires some serious self-reflecting and communicating with your partner, especially when it comes to money.

Make no mistake – having a baby is expensive and the shape of your finances should be a primary concern (it’s more important than the emotional aspect!).

There are many aspects that you’ll need to consider and they range from everyday expenses such as taking care of your baby’s basic needs, to long-term financial commitments like saving for your child’s education funds – all of which will require thorough and significant long-term financial planning.


We recommend that you run through these highly-important questions on our family financial checklist with your partner before your little bundle of joy is conceived.

Have you asked your potential baby’s father or mother these life-changing questions?

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These questions are tough but it’s better to ask them and address them before you have a baby to ensure you don’t run into any problems later on.

Are you financially ready for a baby?
0 – 3 checked – Uh-oh. Looks like it’s time to sit down with your partner to understand and reassess each other’s financial readiness to start a family.

4 – 6 checked – It sure looks like you and your partner have been busy discussing about starting a family, but there are still more grounds to cover. Further discussions on how you will handle your money when you have a child and learning to compromise in certain situations will better prepare you for the pitter patter of little feet.

7 – 10 checked – Congratulations, it looks like you and your partner are well on your way to a financially sound parenthood! Together, you have taken the first step in acknowledging the financial challenges and demands that come with having children and are most likely set to take them on!

If less than three of the above are left unchecked, it’s time for you and your partner to reassess your financial situation and whether you are ready to take the next step.

Coming to terms with your new “family budget” will not always be easy, as it might require you to downsize your budget to cover the costs of a new life. But taking such measures will definitely be worth the effort if it means it will ensure a more secure future for you and your family.

When you take the plunge to start a family, you want to do it with confidence and the assurance of knowing that you are taking the right step with the right person at the right point in your life.

Want to increase your family budget? Learn how you can save as you spend with the right credit card!

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