Min. Monthly Income
- Earn up to 8x Reward Points from retail spending at Mid Valley Megamall and The Gardens Mall
- Earn up to 5x Reward Points from retail spending at over 20 shopping malls and departmental stores nationwide
Get RM250 Cash Back when you apply and spend with an HSBC Credit Card via iMoney
- Spend an accumulated total of RM1,000 on anything you want within 60 days from the date of the welcome letter
- Get RM250 Cash Back automatically credited to your new HSBC Credit Card!
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Shopping And Rewards, Best Of Both Worlds!
HSBC Visa Platinum Credit Card offers up to 8x Reward Points for all participating outlets at Mid Valley Megamall and The Gardens Mall and 5x Reward Points for other participating malls. Spending on dining overseas gives you 8x Reward Points as well. This card also comes with insurance coverage including Automatic Flight and Travel Accident and Purchase Protection Cover.
Fees and Charges
There is no annual fee if you make at least 12 swipes a year, otherwise, it is RM254.40 (Inclusive of GST) But for supplementary card, a fee of RM127.20 (Inclusive of GST) will be incurred. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for late payment penalty, the amount charged is 1% of your outstanding balance, up to a maximum of RM100.
Are You Eligible For The HSBC Visa Platinum?
To apply for The HSBC Visa Platinum credit card, you need a minimum income of RM3,000 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Amanah MPower Platinum Credit Card-i and Maybank Petronas Maybankard Platinum, which may match your requirements.
If you prefer to broaden your credit card search, review more HSBC credit cards and start comparing today!