• Min. Monthly Income

    RM20,000

  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    Free

Feature Highlights
  • Up to 1% cashback on retail spending
  • Takaful coverage
Petrol
5.33/10
Dining
4.8/10
Entertainment
4.8/10
Groceries
4.8/10
Shopping
4.8/10

Petrol

  • 0.5% cashback every month

Dining

  • 1% cashback on overseas spending every month
  • 0.5% cashback on local spending every month

Entertainment

  • 1% cashback on overseas spending every month
  • 0.5% cashback on local spending every month

Groceries

  • 1% cashback on overseas spending every month
  • 0.5% cashback on local spending every month

Shopping

  • 1% cashback on overseas spending every month
  • 0.5% cashback on local spending every month

Other Features

  • Shopping

    • Exclusive privileges and discounts at over 6,500 shopping outlets nationwide

  • Protection Plan

    • Takaful coverage
    • Purchase Protection Cover of up to RM10,000 per item or up to RM30,000 per occurence

  • Balance Transfer

    • [Plan A]: 3% upfront interest charge, 0% for the next 5 months
    • [Plan B]: 0.58% per month (6.99% p.a.) for a tenure of 12 months
    • [Plan C]: 0.42% per month (4.99% p.a.) for a tenure of 6 months

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee Free
Min. Monthly Income RM20,000
Min. age for principal holder

21

Min. age for supplementary holder

18

Fee for supplementary holder Free of charge
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM1,000 per withdrawal

Cash advance charge

RM50

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

8% and 5% cashback on petrol, groceries, and dining valid for Saturday and Sunday spending only and is subject to a limit of RM100 per month

Rewards points expiry

N/A

Product Review by iMoney Malaysia

Exclusive Privileges And Discounts!

HSBC Amanah Premier World MasterCard-i offers 1% cashback on all overseas retail spending and 0.5% cashback on all local retail. Apart from that, privileged benefits and rebates are available for you at many shopping outlets nationwide. This card also comes with Takaful coverage including Purchase Protection Cover. Buying flight tickets with this card gives you a free Travel Flight Accident Insurance.

Fees and Charges

For this card, there is no annual fees. It is free for life including for the supplementary cards. The cashback programme is only applicable to weekends spending and has a limit of RM100 per month. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The HSBC Amanah Premier World MasterCard-i

To apply for HSBC Amanah Premier World MasterCard-i, you need to be a HSBC Amanah Premier account-i holder with minimum balance of RM200,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Premier World MasterCard and Maybank World MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more HSBC Amanah credit cards and start comparing today!