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AmBank Imagine Visa Card

Get exclusive promotions and privileges at restaurants, coffee houses, cinemas and more, and this card is yours free-for-life and for the first 3 supplementary cards!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Promotions and privileges at restaurants, pubs, coffee houses, cinemas, and more
  • Earn air miles and AmBonus Points from retail spending
  • 0% Easy Payment Plan, 24 months interest free with minimum RM500 purchase
Shopping
4.8/10
Groceries
4.8/10
Dining
4.8/10
  • icon dining Dining

    1x AmBonus Point for every RM1 spent
  • icon entertainment Entertainment

    1x AmBonus Point for every RM1 spent
  • icon groceries Groceries

    1x AmBonus Point for every RM1 spent
  • icon shopping Shopping

    1x AmBonus Point for every RM1 spent
  • icon utilities Utilities

    1x AmBonus Point for every RM1 spent

icon tag Other Features

  • Adhoc lifestyle promotions and privileges at restaurants, pubs, coffee houses, cinemas, and more:
  • Balance Transfer: Min. transfer amount: RM1,000 (6 months); RM5,000 (12 and 24 months), Repayment tenure and interest rate: -6 months: 4.99% per annum; 0% one-time upfront fee -12 months: 8.99% per annum; 0% one-time upfront fee
  • Instalment Plan: Up to 24 months 0% interest Easy-Payment Plan (EPP), 0% Easy Payment Plan, 24 months interest free with minimum RM500 purchase at all participating merchants

icon utilities Card Information

Annual Fee Free for life
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Free of charge for first 3 cards
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount Up to 100% of credit limit
Cash advance charge Higher of minimum RM50 plus RM3 GST or 5% of cash advance amount plus 6% GST
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Enhance Your Lifestyle

Enjoy lifestyle promotions and privileges at selected pubs, restaurants, coffee houses, movies and many more while earning 1x AmBonus Point for every Ringgit you spend including utilities. You can travel with absolute peace of mind knowing that you and your family are protected with complimentary RM500,000 travel insurance coverage when the full fare of airline tickets are charged to the card. With the 0% Easy Payment Plan program, you can enjoy up to 24 months interest free instalment payment on hundreds of products at participating merchants with just a minimum purchase of RM500.

Fees and Charges

The annual fee for this card is free for life for principal holder and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.
#Are You Eligible For The AmBank Imagine Visa Card?
To apply for AmBank Imagine Visa Card, you need to have a minimum monthly income of RM2,000 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AmBank Gold MasterCard / Visa Card and AEON Classic Visa / MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!