Min. Monthly Income
- Up to 1.3% cashback on retail transactions
- 0% finance charge for first 3 months
- No-expiry Timeless Bonus Points
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Great For Travelling, Collect Points Quickly
You will be able to enjoy up to 1.3% cashback when you spend on petrol, dine in a restaurant, buy your groceries from a supermarket or shop for new clothes with your Alliance Bank Gold Card. On top of that, you will also get 1 Timeless Bonus Point for every RM1 that you spent on dining, groceries or your shopping. With cashback and points provided when you spend with this card, it helps you make the most of your spending. Points collected can be used to exchange for air miles which essentially allows you to travel for free. This card comes with a balance transfer programme of 6% per annum for 24 months with 0% one-time upfront fee for those who would like to switch to this card from another bank's credit card.
Fees and Charges
The annual fee for the principal card is RM156.88 which can be waived with a minimum spending of RM5,000 or at least 12 card swipes in a year. For the supplementary card, the annual fee is RM31.80. Interest rate for this card comes in 3 tiers: 15% per annum (for prompt minimum payments for 12 consecutive months), 17% per annum (for prompt minimum payments for at least 10 out of the last 12 months) and 18% per annum (if you missed more than 2 months of minimum monthly payments in the last 12 months). Late payment charge of RM10 or 1% of outstanding amount (whichever is higher) applies if you miss your minimum monthly repayments.
Are You Eligible For The Alliance Bank Gold Card?
To be the principal cardholder, you will need a monthly income of at least RM2,000 and to be at least 21 years old. You will need to be at least 18 years old to apply for the supplementary card.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Alliance Bank Rewards Younique Card and AmBank Carz Gold Visa Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Alliance Bank credit cards and start comparing today!