Alliance Bank Credit Cards

Alliance Bank offers you a great diversity of card benefits which include rewards points, cashback and air miles. With Alliance Rebates You:nique Card, you can earn up to 3% unlimited cashback on retail spending. Otherwise, you can enjoy up to 5x Timeless Bonus Points (TBP) for every RM1 spent with Alliance Visa Infinite. Convert your TBP into Enrich miles or BIG points to claim FREE flight for your holiday!

Alliance Bank logo
Alliance Bank logo

We found 6 credit card(s) for you!

Here's some popular credit cards for your reference!

Alliance Bank You:nique Card - Rewards

Enjoy 1x Timeless Bonus Points for every RM1 spent on overseas & domestic retail transactions.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
Up to 3%
Limited Offer

Alliance Bank Visa Infinite

Up to RM900 Cashback* and 8x Bonus Points

* Terms and conditions apply

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Alliance Bank Gold Card

Enjoy 2x Timeless Bonus Points on overseas retail and 1x Timeless Bonus Points on domestic utility spending. Convert the points into air miles and get your free flight!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-
Limited Offer

Alliance Bank Platinum Card

Up to RM900 Cashback* and 8x Bonus Points

* Terms and conditions apply

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Alliance Bank You:nique Card - Rates

Enjoy lower interest rate @ 9% p.a on your credit on prompt payment for consecutive 12 months*

Interest Rate
9% p.a.
Annual Fee
Free
Cashback
-

Alliance Bank You:nique Card - Rebates

Enjoy up to 3% unlimited cashback on all retail spending without any restriction!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
Up to 3%
Last updated: Nov 11, 2021

If you're not sure which credit card is right for you, we can help!

Balance Transfer to any Alliance Bank credit cards

Recommended

6 months

Interest Rate
0.01% p.a.
Min. Transfer Amount
RM5,000.00
One-time Upfront fee
-

12 months

Interest Rate
9.88% p.a.
Min. Transfer Amount
RM1,000
One-time Upfront fee
-

18 months

Interest Rate
9.88% p.a.
Min. Transfer Amount
RM1,000.00
One-time Upfront fee
RM70

24 months

Interest Rate
24% p.a.
Min. Transfer Amount
RM1000
One-time Upfront fee
-

36 months

Interest Rate
9.88% p.a.
Min. Transfer Amount
RM1,000
One-time Upfront fee
-

48 months

Interest Rate
9.88% p.a.
Min. Transfer Amount
RM1,000
One-time Upfront fee
-

Other Credit Card categories

Prefer to talk to our customer care agents?

How do you apply for a credit card online?

Step 1 Image

Step 1

Use our Credit Card Smart Search to find a list of cards that fits your needs! Choose the one you are interested in.

Step 2 Image

Step 2

Once you fill in your contact details, we will call you to help you apply!

FAQs Why get an Alliance Bank credit card?

Alliance Bank credit cards boast a strong rewards programme that can be even more rewarding when you use the bank's other financial products. They also offer attractive balance transfer rates and annual fee waivers.

  • Transfer your balances from existing credit cards to your Alliance Bank card to enjoy profit rates as low as 9.88% p.a. Better yet, if you are a new-to-bank customer, you can enjoy promotional profit rates starting at 0% p.a.

  • If you want a card that can help you save on your expenses without being saddled by monthly caps or other limits, the You:nique Gold Card may be the best cashback card for you. This card offers up to 3% cashback on all retail purchases - with no restrictions on petrol, groceries or specific merchants.

  • With Alliance Bank credit cards, you get Timeless Bonus Points with every eligible RM1 spent. The Classic, Gold and Mastercard Platinum cards reward you with at least 1 point for every eligible RM1 spent locally and overseas.


    But users of the Alliance Bank’s premium card, the Visa Platinum card, get a whopping 8 points for every RM1 spent on online shopping and e-wallet top ups, and 5 points for every RM1 spent on groceries and overseas transactions!


    You can use your Timeless Bonus Points to redeem:

    ● Air miles - redeem Enrich or AirAsia air miles
    ● Vouchers - redeem vouchers for Isetan, Tesco, Giant, Cold Storage, AEON and SenHeng
    ● Lifestyle items - redeem gadgets, watches and home appliances

    You also get rewarded with these points when you use other Alliance Bank products, such as current/savings accounts, home financing or stock trading services. This means being able to collect points faster to earn more rewards. Best of all, these points don’t expire.


    Apart from Timeless Bonus Points, Alliance Bank cardholders are also entitled to seasonal credit card promotions for restaurants and merchants.

  • The minimum monthly income to qualify for an Alliance Bank card starts at RM2,000. This makes them ideal for fresh graduates who are looking for their first credit card.

  • Simply apply online with iMoney. Our representative will contact you to guide you through the
    application process.