Higher Approvals. Lower Rates.
Get Approved with Rates from 3.45% p.a.

Our pre-screening is a “soft check” designed to give you clarity without the risk. Unlike a formal bank application, this process has zero impact on your CCRIS or credit score. It allows our advisors to assess your profile and guide you toward the right products before you make an official record.

This rate is based on our historical pass records. Because we match your unique profile against the specific criteria of up to 15 different banks, we don’t just “apply”—we strategically place your application where it has the highest chance of success. Combined with our internal screening, we filter out common rejection causes before the bank even sees your file.

Yes. Depending on your case profile and the bank’s internal policies, we can assist in securing loan margins of 100% to 120%. Our advisors use an Optimised Property Valuation Strategy to ensure the bank’s valuation matches your financing needs, potentially covering your downpayment and moving costs.

Interest rates are determined by the bank based on your risk profile and the property type. By comparing 15 banks simultaneously, our advisors identify which institution is currently offering the most competitive rates (starting from 3.45% p.a.) for your specific financial standing.

We make the journey from “browsing” to “owning” simple and professional:

• Submit Details: You fill in a quick form with your basic financing needs.
• Advisor Consultation: One of our dedicated financial advisors will contact you to collect the necessary documents (IC, payslips, etc.).
• Professional Analysis: Your advisor performs a deep-dive analysis of your DSR (Debt Service Ratio) and profile.
• Bank Matching: We match you with up to 15 banks and present the best options for rates, margins, and approval odds.
• Guided Application: We walk you through the bank submission to ensure everything is optimized for a fast approval.