• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    4% p.a.

  • Annual Fee


Feature Highlights
  • 15% cashback on weekend dining transactions
  • Up to 2x Reward Points on retail spending
  • Travel and golf privileges


  • Convert 6,000 points into 1,000 Enrich or Singapore KrisFlyer Miles


  • 15% cashback on weekend dining at selected merchants
  • 30% cashback during birthday month at selected merchants


  • 2 Reward Points for every RM1 spent overseas
  • 1 Reward Point for every RM1 spent locally


  • 2 Reward Points for every RM1 spent overseas
  • 1 Reward Point for every RM1 spent locally


  • 1 Reward Point for every RM1 spent

Other Features

  • Complimentary tee off at Glenmarie Golf & Country Club and Perangsang Templer Golf Club

  • 4 complimentary access into Plaza Premium Lounges in Malaysia

  • Balance Transfer

    • 0.0% per annum for a tenure of 12 months; one-time upfront fee of 4.0% of transferred amount imposed

  • Installment Plan

    • 0.0% interest Installment Payment Plan at all participating merchants

Card Information

Annual Fee RM212 (Free with a minimum spend of RM24,000 per annum)
Min. Monthly Income RM4,000
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder RM106.00
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

RM10 or 1% of outstanding balance (whichever is higher), with maximum charge of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM15 or 5.0% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

RM50 per month

Rewards points expiry

No expiry

Product Review by iMoney Malaysia

Privileged and Profitable

With RHB Platinum Credit Card membership, you are not only given a variety of privileges but also cashback and rewards on your spending! When dining, you can earn up to 30% cashback during your birthday month and 15% on the weekends. Other retail bargains will give you 2 Reward Points for overseas transactions and 1 Reward Point for local. The Reward Points can then be translated to free flights. Apart from that, you also are entitled to complimentary tee off sessions at Glenmarie Golf & Country Club and access into all Plaza Premium Lounges in Malaysia.

Fees and Charges

There is no annual fee for the first year and for subsequent years with a minimum spend of RM24,000 per annum, it is RM212. As for supplementary card, it is RM106. Government Service Tax (GST) is also included in the annual fee of the card. The cashback limit is RM50 per month and the Rewards Points will expire in 2 years' time. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The RHB Platinum Credit Card?

To apply for RHB Platinum Credit Card, you need a minimum monthly income of RM4,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Signature Credit Card and OCBC Platinum MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!