• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    4% p.a.

  • Annual Fee


Feature Highlights
  • 1% cashback on groceries, shopping, dining, and entertainment expenses
  • Travel insurance with coverage of up to RM1,000,000


  • 1% cashback every month


  • 1% cashback every month


  • 1% cashback every month


  • 1% cashback every month

Other Features

  • Protection Plan

    • Travel Accident Insurance with coverage of up to RM1,000,000 if full airfare is charged to this credit card
    • Purchase Protection Plan with coverage of up to RM30,000 per annum against loss, damage, and theft for up to 30 days from date of purchase

  • Balance Transfer

    • 0.0% per annum for a tenure of 12 months; one-time upfront fee of 4.0% of transferred amount imposed

  • Installment Plan

    • 0.0% interest Installment Payment Plan at all participating merchants

Card Information

Annual Fee Free (Free for life)
Min. Monthly Income RM10,000.00
Min. age for principal holder

21 and above

Min. age for supplementary holder


Fee for supplementary holder N/A
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Sales and Services Tax (SST)

0% on annual fees and other charges

Late payment charge

RM10 or 1% if outstanding balances(whichever is higher), with maximum charge of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM15 or 5% of cash advance amount

Cash advance interest charge

15% per annum on cash advance amount

Cashback Limit


Rewards points expiry


Product Review by iMoney Malaysia

For All Your Business Needs

RHB Platinum Business Card offers 1% cashback on all retail transactions and 4x complimentary access to all VIP Plaza Premium Lounges in Malaysia. You can also have your company name on the credit card to intensify recognition. On top of that, you are entitled to Travel Accident Insurance and Purchase Protection Plan.

Fees and Charges

There is no annual fee and no cashback limit. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The RHB Platinum Business Card?

To apply for RHB Platinum Business Card, you need a minimum monthly income of RM10,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Visa Infinite Card and Citibank Citibusiness Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!