• Min. Monthly Income

    RM2,000.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    4% p.a.

  • Annual Fee

    RM88.00

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Feature Highlights
  • Earn up to 5x Rewards Points when you pay utility bills, renew your road tax or use any services available at www.myeg.com.my and all MyEG Counters
  • Earn 1x Rewards Points for all other spending
Utilities
9.5/10
Groceries
7.5/10
Shopping
8/10
Petrol
9/10
Dining
9/10

Utilities

  • 5x Rewards Points when you pay utility bills, renew your road tax or use any services available at www.myeg.com.my and all MyEG Counters

Groceries

  • 1x Reward Point for every RM1 spent

Shopping

  • 1x Reward Point for every RM1 spent

Petrol

  • 1x Reward Point for every RM1 spent

Dining

  • 1x Reward Point for every RM1 spent

Other Features

  • Balance Transfer

    • [Plan A]: 4% p.a for tenure of 12 months
    • [Plan B]: 7% p.a for tenure of 18 months

    • [Plan C]: 9% p.a for tenure of 24 months

  • Instalment Plan

    • 0% interest Installment Payment Plan at all participating merchants

Card Information

Annual Fee RM88.00 (Free for first year)
Min. Monthly Income RM2,000.00
Min. age for principal holder

21 and above
Min. age for supplementary holder

18 and above
Fee for supplementary holder RM20. Free for the first year
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met
Sales and Services Tax (SST)

0% on annual fees and other charges
Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount

N/A
Cash advance charge

Higher of RM15 or 5% of cash advance amount
Cash advance interest charge

18% per annum on cash advance amount
Cashback Limit

N/A
Rewards points expiry

No expiry

Product Review by iMoney Malaysia

Settle Your Bills More Conveniently

Paying your utility bills, renewing road tax and other services at MyEG with RHB MyEG-RHB Credit Card gives your 5x Rewards Points. You can earn 1x Rewards Points on spending on other retail purchases.

Fees and Charges

There is no annual fee for the first year and for subsequent years, it is RM93.28. As for supplementary card, it is RM21.20 and also free for the first year. There is no expiry on Rewards Points. Goods and Services Tax (GST) has been included in the annual fees. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The RHB MyEG-RHB Credit Card?

To apply for RHB MyEG-RHB Credit Card, you need a minimum monthly income of RM2,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Evo Card and AmBank Imagine Visa Card, which may match your requirements.

If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!