RHB MyEG-RHB Credit Card

  • Min. Monthly Income
    RM 2000
  • Interest Rate
    15% p.a.
  • Cashback
    -
  • Annual Fee
    RM 88
"Earn up to 5x Reward Points when you pay any of your bills on MYEG! And you will also get to enjoy a 0% interest Installment Payment Plan at all participating merchants!"
Girl Sitting and Typing review

Key Features

Earn up to 5x Rewards Points when you pay utility bills, renew your road tax or use any services available at www.myeg.com.my and all MyEG Counters

Earn up to 5x Rewards Points when you pay utility bills, renew your road tax or use any services available at www.myeg.com.my and all MyEG Counters

Earn 1x Rewards Points for all other spending

Earn 1x Rewards Points for all other spending

Earn 1x Rewards Points for all other spending

5x Rewards Points when paying utility bills, renew road tax or use any services available at www.myeg.com.my and all MyEG counters

Benefits on...

  • Utilities

    5x Rewards Points when you pay utility bills, renew your road tax or use any services available at www.myeg.com.my and all MyEG Counters

  • Groceries

    1x Reward Point for every RM1 spent

  • Shopping

    1x Reward Point for every RM1 spent

  • Petrol

    1x Reward Point for every RM1 spent

  • Dining

    1x Reward Point for every RM1 spent

More details

  • icon Eligibility/Documents Eligibility/Documents

    Min. Monthly Income
    RM 2000
    Min. Age for Principal Holder
    21

  • icon Fees and charges Fees and charges

    Annual Fee
    Free for first year

    Other Fees and charges

    Late Payment Charges
    Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
    Finance Charges
    15% p.a. - prompt payment for 12 consecutive months
    17% p.a. - prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met
    Sales and Services Tax (SST)
    0% on annual fee and other charges

  • icon Supplementary Card Supplementary Card

    Min. Age for Supplementary Holder
    18 and above years old
    Fee for Supplementary Holder
    RM20. Free for the first year

  • icon Cash Advance Cash Advance

    Amount
    N/A
    Charge
    Higher of RM15 or 5% of cash advance amount

    Other cash advance info

    Cash Advance Interest Charge
    18% per annum on cash advance amount

  • icon Others Others

    Rewards Points Expiry
    No expiry

    Other benefits

    Balance Transfer
    [Plan A] : 4% p.a for tenure of 12 months, [Plan B] : 7% p.a for tenure of 18 months, [Plan C] : 9% p.a for tenure of 24 months
    Instalment Plan
    0% interest Installment Payment Plan at all participating merchants

Balance Transfer to any RHB credit cards

6 months

Interest Rate
4.88% p.a.
Min. Transfer Amount
RM1,000
One-time Upfront fee
-

12 months

Interest Rate
4.88% p.a.
Min. Transfer Amount
RM1,000
One-time Upfront fee
-

18 months

Interest Rate
4.88% p.a.
Min. Transfer Amount
RM1,000
One-time Upfront fee
-

24 months

Interest Rate
4.88% p.a.
Min. Transfer Amount
Rm1,000
One-time Upfront fee
-

36 months

Interest Rate
4.88% p.a.
Min. Transfer Amount
RM1,000
One-time Upfront fee
-

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Review by iMoney

  • Paying your utility bills, renewing road tax and other services at MyEG with RHB MyEG-RHB Credit Card gives your 5x Rewards Points. You can earn 1x Rewards Points on spending on other retail purchases.
  • There is no annual fee for the first year and for subsequent years, it is RM93.28. As for supplementary card, it is RM21.20 and also free for the first year. There is no expiry on Rewards Points. Goods and Services Tax (GST) has been included in the annual fees. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

  • To apply for RHB MyEG-RHB Credit Card, you need a minimum monthly income of RM2,000 and to be at least 21 years old.

    Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AmBank Imagine Visa Card, which may match your requirements.

    If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!