Min. Monthly Income
- Earn 0.5% cashback on all retail transactions
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Cashback On All Transactions!
As an OCBC Mastercard Silver cardholder, you will get 0.5% cashback every month on all retail transactions across dining, petrol, travel, groceries and shopping.
This card has a 0% interest Installment Payment Plan at all participating merchants. The Balance Transfers are at 0% per annum but a 2% or 4% one-time upfront fee is imposed based on a tenure of 6 months or 12 months respectively.
Fees and Charges
The annual fee for this card is RM98 annually for the principal holder(waived for first year) and RM50 annually for the supplementary holder. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criterias above are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.
Are You Eligible For The OCBC MasterCard Silver?
The minimum monthly income to be a OCBC MasterCard Silver principal holder is RM2,000. The principal holder has to be at least 21 years old and the supplementary holder has to be at least 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC Platinum MasterCard and AmBank True Visa Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more OCBC credit cards and start comparing today!