Min. Monthly Income
- Up to 2x Timeless Bonus Points on retail transactions for every RM1
- 0% finance charges for first 3 months
- Use an image of your choice to personalize the look of your card
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The Unique Card for You
Enjoy 2 main uniqueness when you apply the Alliance Bank Rewards You:nique Card today. Earn 2x Timeless Bonus Points on every Ringgit you spend on your Alliance Bank Rewards You:nique Card and use an image of your choice that suits your personality to personalize your credit card! Double up your rewards every each time you spend on Travelling, Dining, Entertainment, Groceries and Shopping. Earn 330 Malaysia Airlines (MAS) miles when you spend RM1,000 for travelling. Never forget collecting your 2x Timeless Bonus Points for every RM1 spent locally or overseas for dining, entertainment, groceries, and shopping. Collect more points to exchange with exclusive rewards later when you have sufficient point.
Fees and Charges
The best thing about this card is you will be able to enjoy 0% interest for the first 3 months on whatever and how much you spend. There will be no annual fee charged for the first 3 years. Thereafter the annual fee can be waived if your Alliance Bank Rewards You:nique Card has been swiped 12 times in a year or minimum spend RM5,000. Otherwise the annual fee for principal card holders it’s RM156.88 and for supplementary card holders it’s RM31.80. By paying your credit card payments on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a lower finance charge of 15% per annum. For prompt payment for at least 10 out of 12 months, you enjoy 17% per annum and 18% per annum if any of the above is not met. If you have due payments you will be charged higher of RM10 or 1% of outstanding balance, up to maximum of RM100.
Are You Eligible For The Alliance Bank Rewards You:nique?
A minimum income of RM2,000 and to be at least 21 years old for principal card holder and at least 18 years old for supplementary card holder is definitely eligible to apply The Alliance Bank Rewards You:nique Card.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Alliance Bank Gold Credit Card and Citibank Rewards Platinum Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Alliance Bank credit cards and start comparing today!