Min. Monthly Income
- Up to 1.2% cashback on retail transactions
- 0% finance charges for first 3 months
- No-expiry Timeless Bonus Points
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Basic No Frills Card
Alliance Bank Classic Card is here to offer you a basic no hassle card as it is beneficial for retail transactions. You will be able to enjoy 1.2% cash back transactions for petrol, dining, entertainment, groceries and shopping. On top of that, you will also be able to enjoy Timeless Bonus Points that do not expire which is 1 Timeless Bonus Points for every RM1 spent on dining, entertainment, groceries and shopping. By swiping this card 12 times a year or with a minimum spending of RM5,000, the annual fee for this card will be waived but if you did not meet the requirements, the annual fee would be RM68. For supplementary cardholders, the annual fee is RM20. You will be able to enjoy a low finance charge of 15% per annum if you settle your payments promptly on time which means settling the minimum payment of 5% from the outstanding balance or RM50 whichever is higher. You will be charged with the finance charges of 17% per annum if you make prompt payments for at least 10 out of 12 months. If any of the requirements are not met, you will be charged with the finance charges of 18% per annum.
Fees and Charges
If you are planning to conduct any balance transfer, you will be able to do so with a minimum transfer amount of RM1,000 with the interest rate of 6% per annum for 24 months with 0% one-time upfront fee.
Are You Eligible For The Alliance Bank Classic Card?
To apply for the Alliance Bank Classic Card, you will need to be at least 21 years old with a minimum income of RM2,000 for principal holder and at least 18 years old for supplementary holder.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Alliance Bank Rebates Younique Card and Hong Leong American Express Classic Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Alliance Bank credit cards and start comparing today!