AFFINBANK makes your driving journey easier with the features and benefits of their credit cards. All AFFINBANK credit cards give you cash rebates on retail transactions and double it when you spend above RM1,500. With AFFINBANK BHPetrol MasterCard, you can save up on your car’s fuel and you are also entitled to receive a FREE RM20 petrol credit upon card approval. The bank offers a two-in-one credit card with built-in Touch ‘n Go feature on top of the cash back benefit. All AFFINBANK credit card holders are entitled to enjoy a complimentary Travel Accident Insurance coverage when full airfare is charged to the credit card and also Travel Inconvenience Insurance covering flight delay, missed connection and luggage delay.
AFFINBANK credit cards include a balance transfer facility whereby cardholders are allowed to transfer in full or in part (subject to min. transfer amount) the outstanding balance of a credit card account with any bank into an AFFINBANK credit card account.
Transfer tenures range from 6 months to 24 months at 0% interest rate for all tenures. Minimum transfer amount of RM5,000 is required for a tenure of 6 months or RM1,000 for longer tenures. A one-time upfront transfer fee is levied at rate ranging from 0% to 9% of the transferred amount.