Min. Monthly Income
- Cashback of up to 0.8% on retail transactions
- Lifetime annual fee waiver
- Free travel accident insurance with coverage of up to RM250,000
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Zero Annual Fee!
AFFINBANK Classic Card offers 0.4% cashback with minimum spending as low as RM100 on petrol, dining, entertainment and shopping. You can get double cashback which is 0.8% if you spend above RM1,500! This card also provides you Travel Accident, Travel Inconvenience and lost luggage coverage.
Fees and Charges
The annual fee for this card is free for life for both principal holder and supplementary holder. By settling your payments promptly on time for 12 months (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher), you get to enjoy a lower finance charge of 9.9% per annum, 17.5% per annum otherwise. As for late payment penalty, the amount charged higher of RM5 or 1% of outstanding balance, up to a maximum of RM50.
Are You Eligible For The AFFINBANK Classic Card?
To apply for AFFINBANK Classic Card, all you need is just a minimum income of RM2,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AffinBank Gold Credit Card and BSN Classic Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more AffinBank credit cards and start comparing today!