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AFFINBANK Touch n Go Gold

This card gives you cashback at up to 0.8% with no maximum limit! Also enjoy a waived annual fee for life!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 3000
  • icon Interest Rate
    Interest Rate
    9.99% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    RM 150

Key Features

  • Cashback of up to 0.8% on retail transactions
  • Lifetime annual fee waiver
  • Free travel accident insurance with coverage of up to RM500,000
Shopping
4.6/10
Petrol
5.33/10
Groceries
4.6/10
Dining
4.6/10
  • icon petrol Petrol

    • 0.4% cashback with minimum spending of RM100 – RM1,500
    • 0.8% cashback with minimum spending of RM1,501 and above
    • Free RM20 petrol credit upon card approval
  • icon groceries Groceries

    • 0.4% cashback with minimum spending of RM100 – RM1,500
    • 0.8% cashback with minimum spending of RM1,501 and above
  • icon dining Dining

    • 0.4% cashback with minimum spending of RM100 – RM1,500
    • 0.8% cashback with minimum spending of RM1,501 and above
  • icon shopping Shopping

    • 0.4% cashback with minimum spending of RM100 – RM1,500
    • 0.8% cashback with minimum spending of RM1,501 and above
  • icon entertainment Entertainment

    • 0.4% cashback with minimum spending of RM100 – RM1,500
    • 0.8% cashback with minimum spending of RM1,501 and above

icon tag Other Features

  • Protection Plan: Travel Accident Insurance coverage of up to RM500,000 when full airfare is charged to the credit card, Travel Inconvenience Insurance covering: , Flight delay, missed connection, and luggage delay: Up to RM500 (personal) / up to RM1,000 (family), Lost luggage: Up to RM1,000 (personal) / up to RM2,000 (family)
  • Balance Transfer: Min. transfer amount: RM5,000, Repayment tenure and interest rate:, 6 months: 0% per annum; 0% one-time upfront fee
  • Installment Plan: 0% interest Installment Payment Plan at all participating merchants

icon entertainment Card Information

Min. Monthly Income RM 3000
Min. age for principal holder RM 21
Fee for principal holder RM 150
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder RM75
Late payment charge Higher of RM5 or 1% of outstanding balance, up to a maximum of RM50
Cash advance amount 25% of credit limit
Cash advance charge Higher of RM20 or 5% cash advance amount
Cash advance interest charge 17.5% per annum on cash advance amount
Rewards points expiry N/A

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Free Petrol Credit Upon Card Approval!

AFFINBANK Touch n Go Gold offers 0.4% cashback with minimum spending as low as RM100 on petrol, dining, entertainment and shopping. You can get double cashback which is 0.8% if you spend above RM1,500! Upon the card approval, you will get a RM20 petrol credit for FREE! This card also provides you Travel Accident, Travel Inconvenience and lost luggage coverage.

Fees and Charges

The annual fee for this card is free for life for principal holder and RM75 for supplementary holder. By settling your payments promptly on time for 12 months (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher), you get to enjoy a lower finance charge of 9.9% per annum, 17.5% per annum otherwise. As for late payment penalty, the amount charged higher of RM5 or 1% of outstanding balance, up to a maximum of RM50.

Are You Eligible For The AFFINBANK Touch n Go Gold?

To apply for AFFINBANK Touch n Go Gold, all you need is just a minimum income of RM3,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AffinBank Touch n Go Classic and AmBank Cosway Gold MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more AffinBank credit cards and start comparing today!