Cashback of up to 0.8% on retail transactions
Lifetime annual fee waiver
0.40% cashback with minimum spending of RM100 – RM1,500
AFFINBANK BHPetrol MasterCard
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- Min. Monthly Income
- RM 2000
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- Interest Rate
- 9.99% p.a.
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- Cashback
- -
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- Annual Fee
- RM 150
"Get free petrol credit of RM20, lifetime waiver on your cards annual fee, along with cashback of up to 0.8% with no maximum limit!"
iMoney Editor's Review
Key Features
Benefits on...
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Petrol
- 0.4% cashback with minimum spending of RM100 – RM1,500
- 0.8% cashback with minimum spending of RM1,501 and above
- Free RM20 petrol credit upon card approval
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Dining
- 0.4% cashback with minimum spending of RM100 – RM1,500
- 0.8% cashback with minimum spending of RM1,501 and above
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Entertainment
- 0.4% cashback with minimum spending of RM100 – RM1,500
- 0.8% cashback with minimum spending of RM1,501 and above
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Groceries
- 0.4% cashback with minimum spending of RM100 – RM1,500
- 0.8% cashback with minimum spending of RM1,501 and above
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Shopping
- 0.4% cashback with minimum spending of RM100 – RM1,500
- 0.8% cashback with minimum spending of RM1,501 and above
More details
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Eligibility/Documents
- Min. Monthly Income
- RM 2000
- Min. Age for Principal Holder
- 21
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Fees and charges
- Annual Fee
- Free for the first year
Other Fees and charges
- Late Payment Charges
- Higher of RM5 or 1% of outstanding balance, up to a maximum of RM50
- Finance Charges
- 9.99% p.a. - prompt minimum payment for 12 months
- 15% p.a. - if the above is not met
- Sales and Services Tax (SST)
- 0% on annual fee and other charges
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Supplementary Card
- Min. Age for Supplementary Holder
- 18 and above years old
- Fee for Supplementary Holder
- RM75
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Cash Advance
- Amount
- 25% of credit limit
- Charge
- Higher of RM20 or 5% cash advance amount
Other cash advance info
- Cash Advance Interest Charge
- 15% per annum on cash advance amount
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Others
- Rewards Points Expiry
- N/A
Other benefits
- Protection Plan
- Travel Accident Insurance coverage of up to RM500,000 when full airfare is charged to the credit card, Travel Inconvenience Insurance covering:, Flight delay, missed connection, and luggage delay: Up to RM500 (personal) / up to RM1,000 (family), Lost luggage: Up to RM1,000 (personal) / up to RM2,000 (family), Free Personal Accident Insurance worth RM30,000 (for first year only) upon your card approval
- Balance Transfer
- Min. transfer amount: RM5,000, Repayment tenure and interest rate: - 6 months: 0% per annum; 2% one-time upfront fee
- Instalment Plan
- 0% Instalment Payment Plan at all participating merchants
Balance Transfer to any AFFINBANK credit cards
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Review by iMoney
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AFFINBANK BHPetrol Master Card offers 0.4% cashback with minimum spending as low as RM100 on petrol, dining, entertainment and shopping. You can get double cashback which is 0.8% if you spend above RM1500! Upon the card approval, you will get a RM20 petrol credit and personal accident insurance worth RM30,000 (first year only) for FREE! This card also provides you Travel Accident, Travel Inconvenience and lost luggage coverage.
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The annual fee for this card is free for life. By settling your payments promptly on time for 12 months (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher), you get to enjoy a lower finance charge of 9.9% per annum, 15% per annum otherwise. As for late payment penalty, the amount charged higher of RM5 or 1% of outstanding balance, up to a maximum of RM50.
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to apply for AFFINBANK BHPetrol Master Card, all you need is just a minimum income of RM2, 000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.
Looking for more options to choose from ? Our credit card experts, also recommend you to check out other similar credit cards such as AffinBank Classic Credit Card and AEON Classic Visa MasterCard, which may match your requirements.
if you prefer to broaden your credit card search, review more AffinBank credit cards and start comparing today !