• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • Up to 5% cashback at any petron station
  • Get 0.5% cashback for any retail transaction


  • 0.5% cashback for spending of less than RM100
  • 1% cashback for spending between RM100 to RM200
  • 2% cashback for spending between RM200 to RM500
  • 3% cashback for spending between RM500 to RM800
  • 5% cashback for spending of more than RM800


  • 0.5% cashback for groceries expenses


  • 0.5% cashback for shopping expenses


  • 0.5% cashback for dining expenses


  • 0.5% cashback for entertainment expenses

Other Features

  • Balance Transfer
    • 0% per annum for a tenure of 6 months with a minimum transfer amount of RM5,000 and above; 0% one-time upfront fee

Card Information

Annual Fee Free
Min. Monthly Income RM2,000
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 15% p.a. – prompt payment for 12 consecutive months

17% p.a. – prompt payment for at least 10 out of 12 months

18% p.a. – if the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM5,000 per day

Cash advance charge

Higher of RM20 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Malaysia

Save More For Petrol

With Petron Visa Gold Credit Card, you will receive up to 5% cashback when you purchase fuel or non-fuel product at any Petron station in Malaysia. The cashback will be determined by the amount you spent at Petron station. If you spend less than RM100, you will get to enjoy 0.5% cashback. If you spend between RM100 to RM200, you will get 1% cashback. To get 2% cashback, you will need to spend between RM200 to RM500. Moreover, you will be entitled for 3% cashback if you spend between RM500 to RM800. Enjoy the highest tier of cashback, get 5% cashback for spending more than RM800 per month. On the other hand, you can also get to enjoy 0.5% cashback when you charge any other retail transaction to your card. Join the balance transfer programme if you wish to switch from your existing card. You can now save more to repay your outstanding balances at 0% for the first 6 months after card approval.

Fees and Charges

You will get to enjoy annual fee waiver for life for principal and supplementary cards. Interest will be charged at 15% if you able to make prompt minimum payment for 12 consecutive months. Interest charge will be 17% if you make minimum payment for 10 out of 12 consecutive months. Or else, you will be charged for 18% of interest if none of the above met. The minimum monthly payment is computed as 5% of outstanding balance or RM50, whichever is higher. For any late payment, you will be charged for RM10 or 1% of outstanding balance, whichever is higher, with maximum charge of RM100. For withdrawing cash, you will be charged for RM20 or 5% of withdrawn amount, whichever is higher.

Are You Eligible For The Public Bank Petron Visa Gold Credit Card?

To be entitled for Public Bank Petron Visa Gold Credit Card, your minimum monthly income must be RM2,000 and above, and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Public Bank Visa Gold Credit Card and Standard Chartered JustOne Gold MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more Public Bank credit cards and start comparing today!