Broadband Coverage Check
-
Min. Monthly Income
RM8,333.00
-
Interest Rate
18% p.a.
-
Balance Transfer
0% p.a.
-
Annual Fee
Free
Feature Highlights
- 1.2% cashback on retail transactions for monthly spending up to RM1,000
- 0.6% cashback on retail transactions for subsequent monthly spending above RM1,000
- Personal Accident Insurance Coverage with coverage of up to RM2,000,000
Petrol
- 1.2% cashback every month for spending up to RM1,000
- 0.6% cashback every month for subsequent spending above RM1,000
Dining
- 1.2% cashback every month for spending up to RM1,000
- 0.6% cashback every month for subsequent spending above RM1,000
Entertainment
- 1.2% cashback every month for spending up to RM1,000
- 0.6% cashback every month for subsequent spending above RM1,000
Groceries
- 1.2% cashback every month for spending up to RM1,000
- 0.6% cashback every month for subsequent spending above RM1,000
Shopping
- 1.2% cashback every month for spending up to RM1,000
- 0.6% cashback every month for subsequent spending above RM1,000
Other Features
2x complimentary access to KLIA Plaza Premium Lounge for cardholder per year
Protection Plan
Personal Accident Insurance Coverage with coverage of up to RM2,000,000
Balance Transfer
- 0% per annum for a tenure of 6 months; one-time upfront fee of 2% of transferred amount imposed
0% per annum for a tenure of 12 months; one-time upfront fee of 4% of transferred amount imposed
Instalment Plan
- 0% interest Instalment Payment Plan at all participating merchants
Card Information
| Annual Fee | Free (Waived for 1st 3 years and RM388 for subsequent years ) |
| Min. Monthly Income | RM8,333.00 |
| Min. age for principal holder | 21 and above |
| Min. age for supplementary holder | 18 and above |
| Fee for supplementary holder | 188 |
| Finance charges | 15% p.a. – prompt payment for 12 consecutive months |
17% p.a. – prompt payment for at least 10 out of 12 months |
|
18% p.a – if any of the above is not met |
| Sales and Services Tax (SST) | 0% on annual fee and other charges |
| Late payment charge | Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 |
| Cash advance amount | RM5,000 daily |
| Cash advance charge | Higher of RM20 or 5% of cash advance amount |
| Cash advance interest charge | 18% per annum on cash advance amount |
| Cashback Limit | Unlimited |
| Rewards points expiry | N/A |
Product Review by 
Cashback and Concierge
As an OCBC World Mastercard holder, you will get 1.2% cashback every month for spending up to RM1,000 and 0.6% cashback every month for subsequent spending above RM1,000. The cashback is for all retail transactions across dining, groceries, entertainment, shopping and petrol. You will also be entitled to 24-hour concierge services to any of your enquiries.
Other Features
This credit card entitles you to 2 complimentary access to KLIA Plaza Premium Lounge per year for your travelling needs. You will also be entitled to the Personal Accident Insurance Coverage protection plan of up to RM2,000,000. The Balance Transfers are at 0% per annum but a 2% or 4% one-time upfront fee is imposed based on a tenure of 6 months or 12 months respectively. Also there will be a 0% interest Installment Payment Plan at participating merchants.
Fees and Charges
The annual fee for this card is waived for the first year, then RM388 annually for the principal holder and RM188 for the supplementary holder with no fee waiver. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criterias above are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.
Are You Eligible For The OCBC World MasterCard?
To apply for OCBC World MasterCard, the minimum monthly income required is RM5000 and to be at least 21 years or older as the principal holder and 18 years or older as the supplementary holder.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC Titanium MasterCard and UOB PRVI Miles Card, which may match your requirements.
If you prefer to broaden your credit card search, review more OCBC credit cards and start comparing today!