• Min. Monthly Income

    RM5,000

  • Interest Rate

    18% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    RM188

Feature Highlights
  • Earn 0.5% cashback on all retail transactions
Dining
4.33/10
Entertainment
4.33/10
Groceries
4.33/10
Shopping
4.33/10
Utilities
4.33/10

Dining

  • 0.5% cashback every month

Entertainment

  • 0.5% cashback every month

Groceries

  • 0.5% cashback every month

Shopping

  • 0.5% cashback every month

Utilities

  • 0.5% cashback every month

Other Features

  • Balance Transfer

    • 0% per annum for a tenure of 6 months; one-time upfront fee of 2% of transferred amount imposed
    • 0% per annum for a tenure of 12 months; one-time upfront fee of 4% of transferred amount imposed

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee RM188 (Waived on condition)
Min. Monthly Income RM5,000
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder RM68
Finance charges 15% p.a. – prompt payment for 12 consecutive months

17% p.a. – prompt payment for at least 10 out of 12 months

18% p.a – if any of the above is not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM20 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Malaysia

Cashback Everywhere!

As an OCBC Platinum Mastercard holder, you will get 0.5% cashback every month on all retail transactions across dining, groceries, utilities, entertainment and shopping.

Other Features

This card has a 0% interest Installment Payment Plan at all participating merchants. The Balance Transfers are at 0% per annum but a 2% or 4% one-time upfront fee is imposed based on a tenure of 6 months or 12 months respectively.

Fees and Charges

The annual fee for this card is RM188 annually for the principal holder but may be waived on condition and RM68 annually for the supplementary holder. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criterias above are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.

Are You Eligible For The OCBC Platinum MasterCard?

To apply for OCBC Great Eastern Platinum, the minimum monthly income required is RM5000 and to be at least 21 years or older as the principal holder and 18 years or older as the supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC Great Eastern Platinum and Hong Leong American Express Platinum, which may match your requirements.

If you prefer to broaden your credit card search, review more OCBC credit cards and start comparing today!