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OCBC Great Eastern Platinum

2.5% rebate on Great Eastern Life/Great Eastern General (Great Eastern) Insurance Premium and 0.1% Unlimited cashback on other retail spend

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 3,000
  • icon Interest Rate
    Interest Rate
    18% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • 2.5% rebate on Great Eastern Life/Great Eastern General (Great Eastern) Insurance Premium
  • 12 months 0% Auto Instalment Payment Plan for Great Eastern insurance premium
  • 24-hour concierge service
Shopping
4.8/10
Petrol
4.8/10
Groceries
4.8/10
Dining
4.8/10
  • icon insurance-or-health Insurance or Health

    2.5% rebate on Great Eastern Life/Great Eastern General (Great Eastern) Insurance Premium
  • icon groceries Groceries

    20-day interest-free period from billing date
  • icon shopping Shopping

    20-day interest-free period from billing date
  • icon dining Dining

    20-day interest-free period from billing date
  • icon petrol Petrol

    20-day interest-free period from billing date

icon tag Other Features

  • Balance Transfer: 0% per annum for a tenure of 6 months; one-time upfront fee of 2% of transferred amount imposed, 0% per annum for a tenure of 12 months; one-time upfront fee of 4% of transferred amount imposed
  • Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants

icon info Card Information

Annual Fee Free for life
Min. Monthly Income RM 3000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder No Annual Fee
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount RM5,000 daily
Cash advance charge Higher of RM20 or 5% of cash advance amount
Cash advance interest charge Higher of RM20 or 5% of cash advance amount
Rewards points expiry N/A

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Cashback and Insurance

As an OCBC Great Eastern Platinum cardholder, you will enjoy FREE RM100,000 insurance coverage on death or total and permanent (TPD) disability for principal cardholder in the first year. Spend RM10,000 and above on total retail spending in the current year to enjoy subsequent coverage renewal in the following year.

Other Features

This card has a 0% interest Installment Payment Plan at all participating merchants. The Balance Transfers are at 0% per annum but a 2% or 4% one-time upfront fee is imposed based on a tenure of 6 months or 12 months respectively.

Fees and Charges

This credit card does not have an annual fee (free for life) for both the principal holder and supplementary holder. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criterias above are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.

Are You Eligible For The OCBC Great Eastern Platinum?

To apply for OCBC Great Eastern Platinum, the minimum monthly income required is RM5000 and to be at least 21 years or older as the principal holder and 18 years or older as the supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC Platinum MasterCard and Hong Leong Essential Card, which may match your requirements.

If you prefer to broaden your credit card search, review more OCBC credit cards and start comparing today!

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