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Min. Monthly Income
RM2,000.00
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Interest Rate
18% p.a.
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Balance Transfer
0% p.a.
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Annual Fee
Free
Feature Highlights
- RM100,000 insurance coverage on death or TPD in the first year
- 12 months 0% Auto Instalment Payment Plan for Great Eastern insurance premium
- 24-hour concierge service
Insurance / Health
- RM100,000 insurance coverage on death or TPD
- Spend RM10,000 and above on retail spending in the current year to enjoy subsequent coverage renewal in the following year for FREE
Groceries
- 20-day interest-free period from billing date
Shopping
- 20-day interest-free period from billing date
Dining
- 20-day interest-free period from billing date
Petrol
- 20-day interest-free period from billing date
Other Features
Balance Transfer
- 0% per annum for a tenure of 6 months; one-time upfront fee of 2% of transferred amount imposed
0% per annum for a tenure of 12 months; one-time upfront fee of 4% of transferred amount imposed
Instalment Plan
- 0% interest Instalment Payment Plan at all participating merchants
Card Information
Annual Fee | Free (Free for life) |
Min. Monthly Income | RM2,000.00 |
Min. age for principal holder | 21 and above |
Min. age for supplementary holder | 18 and above |
Fee for supplementary holder | No Annual Fee |
Finance charges | 15% p.a. – prompt payment for 12 consecutive months |
17% p.a. – prompt payment for at least 10 out of 12 months |
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18% p.a – if any of the above is not met |
Sales and Services Tax (SST) | 0% on annual fee and other charges |
Late payment charge | Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 |
Cash advance amount | RM5,000 daily |
Cash advance charge | Higher of RM20 or 5% of cash advance amount |
Cash advance interest charge | Higher of RM20 or 5% of cash advance amount |
Cashback Limit | N/A |
Rewards points expiry | N/A |
Product Review by 
Cashback and Insurance
As an OCBC Great Eastern Platinum cardholder, you will enjoy FREE RM100,000 insurance coverage on death or total and permanent (TPD) disability for principal cardholder in the first year. Spend RM10,000 and above on total retail spending in the current year to enjoy subsequent coverage renewal in the following year.
Other Features
This card has a 0% interest Installment Payment Plan at all participating merchants. The Balance Transfers are at 0% per annum but a 2% or 4% one-time upfront fee is imposed based on a tenure of 6 months or 12 months respectively.
Fees and Charges
This credit card does not have an annual fee (free for life) for both the principal holder and supplementary holder. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criterias above are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.
Are You Eligible For The OCBC Great Eastern Platinum?
To apply for OCBC Great Eastern Platinum, the minimum monthly income required is RM5000 and to be at least 21 years or older as the principal holder and 18 years or older as the supplementary holder.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC Platinum MasterCard and Hong Leong Essential Card, which may match your requirements.
If you prefer to broaden your credit card search, review more OCBC credit cards and start comparing today!