Min. Monthly Income
- Earn 0.2% cashback on retail transactions
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As an OCBC Gold Visa Card holder, you will get 0.2% cashback on all retail transactions except petrol. There is no cap on everyday cash back for your dining, groceries, utilities, entertainment and shopping.
Fees and Charges
There is no annual fee for this card as the annual fee for this card is waived. The prevailing finance charges are 8.88% per annum if the minimum repayment (5% of the outstanding balance or a minimum of RM50, whichever is higher) is paid by the payment due date. If the repayment is paid after the due date, it will be 14% . As a late payment charge, higher of RM5 or 1% of outstanding balance, up to a maximum of RM50 will apply. All these charges are subjected by 6% GST effective 1 April 2015.
Are You Eligible For The OCBC Gold Visa Card?
To apply for OCBC Gold Visa Card, you need to be at least 21 years old and have a minimum monthly income of RM2,000. For supplementary holder, you need to be at least 18 years old
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC Platinum MasterCard and Public Bank Visa Gold Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more OCBC credit cards and start comparing today!