OCBC Credit Cards is a delight for cash back lovers as it comes with cash back cards that suit different needs. With the OCBC World MasterCard, you can get up to 1.2% unlimited cash back on retail transactions and receive a Personal Accident Insurance coverage of up to RM2,000,000. For those that love to shop online, OCBC MasterCard (Blue/Pink) and OCBC Titanium MasterCard (Blue/Pink) gives 1% cash back for online transactions and overseas spending while also giving 0.1% cash back for other transactions. For Great Eastern policy holders, OCBC Great Eastern gives a 12 months, 0% Auto-IPP for Great Eastern or Overseas Assurance Corporation Insurance with Premium of RM2,200 and above via Auto Debit.
With OCBC 365 MasterCard, you can get 1% cash back for monthly spending up to RM1,000 and 0.5% on subsequent spending above RM1,000. OCBC Gold Visa Card allows you to earn 0.2% cash back on dining, entertainment, groceries, shopping and utilities transactions. Besides that, OCBC MasterCard (Silver) and OCBC PlatinumMasterCard gives 0.5% cash back on all retail transactions and Auto-IPP for 3 months (retail transactions between RM500 and RM1,000) and 6 months (retail transactions above RM1,000). For most OCBC Credit Cards, there is no limit for cash back.
OCBC credit cards include a balance transfer facility whereby cardholders are allowed to transfer in full or in part (subject to min. transfer amount) the outstanding balance of a credit card account with any bank into an OCBC credit card account.
Transfer tenures range from 6 months with one-time upfront fee of 2% on transferred amount and 12 months with one-time upfront fee of 4% on transferred amount. Interest is not imposed but a minimum transfer amount of RM1,000 is required.